Growth & Lending Relationship Manager

Valley National Bank; New York (NY); Sur place; USD 85 000 - 120 000; Plein temps

Résumé du poste

Valley National Bank in New York is seeking a relationship manager to grow the bank's client base and expand existing relationships. You will respond to referrals from senior management and branch teams, develop COIs, and drive new business opportunities.

You will manage assigned portfolios, cross-sell bank products, negotiate lending terms, analyze financials, monitor credit quality, and oversee loan closings to ensure all documents and terms are correctly executed.

Responsabilités

• Business development with a focus on acquisition of new clients and expanding relationships with existing clients. Respond quickly and effectively on all new business referrals from Senior Management, the branch network or other areas of the bank.
• Develop network of external referral sources/centers of influence (COI's) in order to attract new clients.
• Maintain, grow and service assigned portfolios and appropriately cross sell other bank products. Overall accountability for driving the profitability, quality, and growth of portfolio.
• Negotiate lending terms (collateral, covenants, pricing and other components) of lending agreements with clients/prospects to properly structure and price credit facilities consistent with the bank's credit policies and lending practices. Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority.
• Ensure that the bank is in possession of current financial information and that the information has been properly analyzed and on file. Monitor and report changes in credit quality.
• Bears overall responsibility for the loan closing process and attends loan closings ensuring legal documents reflect all terms as agreed to by customer/prospect and approved by the bank, in addition to making sure required documents and signatures are in place for loan closing and to ensure loans are closed properly.

Description du poste

Valley National Bank in New York is seeking a relationship manager to grow the bank's client base and expand existing relationships. You will respond to referrals from senior management and branch teams, develop COIs, and drive new business opportunities.

You will manage assigned portfolios, cross-sell bank products, negotiate lending terms, analyze financials, monitor credit quality, and oversee loan closings to ensure all documents and terms are correctly executed.