Growth-Focused Commercial Lender

gpac LLC.; Fowlerville (MI); On-site; USD 70,000 - 110,000; Full time

Job summary

gpac LLC. is seeking a Commercial Loan Officer in Michigan to develop new business and manage larger or complex lending relationships. This role combines credit judgment with proactive relationship-building to serve local business customers and drive portfolio growth.

It requires strong communication, negotiation, and analytical skills, with a focus on responsible risk management and customer service. You will analyze financial statements, assess cash flow and collateral, coordinate loan

Qualifications

• 3-5 years of related lending experience; commercial lending strongly preferred.
• Bachelor's degree or an equivalent combination of education, related experience, and training.
• Strong understanding of financial statements, cash flow, balance sheets, and collateral.
• Ability to assess credit risk and recommend appropriate credit limits.
• Excellent customer service, communication, presentation, and negotiation skills.
• Ability to manage multiple relationships and deadlines in a fast-moving environment.

Responsibilities

• Generate commercial lending opportunities through prospecting, referrals, and relationships with business owners and professional advisors.
• Analyze financial statements, cash flow, repayment capacity, and collateral to evaluate creditworthiness.
• Manage commercial loan relationships while supporting portfolio quality and profitability.
• Coordinate timely loan renewals, approvals, and closings.
• Monitor loan and deposit performance and identify emerging credit concerns.
• Address late payments, insurance deficiencies, and outstanding financial reporting.
• Maintain accurate loan documentation and adhere to bank credit policies and regulatory requirements.
• Participate in community activities to build visibility and referral relationships.

Skills

Credit analysis

Financial statements

Relationship management

Negotiation

Customer service

Communication

Education

Bachelor's degree or equivalent

Job description

gpac LLC. is seeking a Commercial Loan Officer in Michigan to develop new business and manage larger or complex lending relationships. This role combines credit judgment with proactive relationship-building to serve local business customers and drive portfolio growth.

It requires strong communication, negotiation, and analytical skills, with a focus on responsible risk management and customer service. You will analyze financial statements, assess cash flow and collateral, coordinate loan