Commercial Lending Relationship Manager

gpac LLC.; DeWitt (MI); On-site; USD 75,000 - 100,000; Full time

Job summary

gpac LLC. in Lansing, Michigan is seeking a Commercial Loan Officer to develop new business and manage larger or complex commercial lending relationships. This role suits a relationship-focused lender who combines sound credit judgment with proactive business development.

You will analyze financial statements, cash flow, collateral and repayment capacity; assess credit risk; coordinate loan renewals and closings; and build community ties through local business engagement.

Qualifications

• 3-5 years of related lending experience; commercial lending experience strongly preferred.
• Bachelor's degree or an equivalent combination of education, related experience, and training.
• Strong understanding of financial statements, cash flow, balance sheets, and collateral.
• Ability to assess credit risk and recommend appropriate credit limits.
• Excellent customer service, communication, presentation, and negotiation skills.
• Ability to manage multiple relationships and deadlines in a fast-moving environment.

Responsibilities

• Generate commercial lending opportunities through prospecting, referrals, and relationships with business owners and professional advisors.
• Analyze financial statements, cash flow, repayment capacity, and collateral to evaluate creditworthiness.
• Manage commercial loan relationships while supporting portfolio quality and profitability.
• Coordinate timely loan renewals, approvals, and closings.
• Monitor loan and deposit performance and identify emerging credit concerns.
• Address late payments, insurance deficiencies, and outstanding financial reporting.
• Maintain accurate loan documentation and adhere to bank credit policies and regulatory requirements.
• Participate in community activities to build visibility and referral relationships.

Skills

Credit analysis

Relationship management

Financial statement analysis

Negotiation

Communication

Education

Bachelor's degree

Tools

Microsoft Excel

Job description

gpac LLC. in Lansing, Michigan is seeking a Commercial Loan Officer to develop new business and manage larger or complex commercial lending relationships. This role suits a relationship-focused lender who combines sound credit judgment with proactive business development.

You will analyze financial statements, cash flow, collateral and repayment capacity; assess credit risk; coordinate loan renewals and closings; and build community ties through local business engagement.