Relationship-Driven Commercial Lending Officer

gpac; Williamston (MI); Presencial; USD 85.000 - 120.000; Jornada completa

Descripción de la vacante

gpac is seeking a Commercial Loan Officer for a Lansing, MI community bank to develop new business and manage larger or complex lending relationships. The role emphasizes credit judgment and proactive business development to build lasting client connections and portfolio performance.

Responsibilities include prospecting, evaluating credit risk, coordinating renewals, and maintaining thorough loan documentation while adhering to bank policies.

Formación

• Bachelor's degree or equivalent education and training.
• Strong understanding of financial statements, cash flow, and collateral.
• Ability to assess credit risk and set credit limits.
• Excellent customer service and communication skills.

Responsabilidades

• Generate commercial lending opportunities through prospecting and referrals.
• Analyze financial statements and collateral to evaluate creditworthiness.
• Manage commercial loan relationships and portfolio performance.
• Coordinate loan renewals, approvals, and closings.
• Monitor loan and deposit performance and address credit concerns.
• Maintain loan documentation and comply with policies.
• Engage with the community to build visibility and referrals.
• Support regulatory requirements and credit policy adherence.

Conocimientos

Credit risk assessment

Relationship management

Financial statement analysis

Communication

Negotiation

Time management

Customer service

Educación

Bachelor's degree

Herramientas

Excel

Credit analysis tools

Banking systems

Descripción del empleo

gpac is seeking a Commercial Loan Officer for a Lansing, MI community bank to develop new business and manage larger or complex lending relationships. The role emphasizes credit judgment and proactive business development to build lasting client connections and portfolio performance.

Responsibilities include prospecting, evaluating credit risk, coordinating renewals, and maintaining thorough loan documentation while adhering to bank policies.