Finance Manager

River Valley Power & Sport; Rochester (MN); On-site; USD 200,000 - 250,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

401(k) with employer match

Paid time off

Job summary

River Valley Powersport & Marine in Rochester, MN seeks an experienced Business Manager to lead Finance & Insurance, driving customer financing, product presentation, and funding processes.

You will collaborate with sales leadership, coach staff, and ensure a professional customer experience across F&I activities and deal funding.

Qualifications

• Experience in dealership finance and insurance, including customer financing and deal funding.
• Track record of closing deals while building customer trust.
• Marine or powersports product knowledge is helpful.

Responsibilities

• Guide customers through financing, protection products, and paperwork.
• Present and sell F&I products with clear explanation of terms.
• Prepare credit applications and submit financing requests to lenders.
• Build lender relationships and secure financing approvals.
• Complete contracts, licensing, and titling promptly.
• Support sales leadership and coach staff on F&I process.

Skills

Dealership finance

F&I product sales

Customer financing

Deal funding

Lender relationships

Education

High school diploma

Business/finance degree preferred

Job description

Business Manager – Finance & Insurance

$200,000–$250,000 Annual Earning Potential | Base + Commission
Full-Time | On-Site | Rochester, MN

Build your F&I career in an industry that sells FUN.

River Valley Powersport & Marine is hiring an experienced Business Manager to join our Rochester dealership. Bring your finance and insurance experience to a role where you can build customer relationships, drive results, and help customers confidently complete their next boat or powersports purchase.

We’re looking for someone who shares our customers’ enthusiasm for what we sell. Whether your passion is boating, fishing, motorcycles, ATVs, side‑by‑sides, or personal watercraft, you understand the excitement behind the purchase—and want to help customers enjoy it.

Your primary responsibility will be managing the Finance & Insurance (F&I) process—from credit applications and lender approvals through product presentation, paperwork, and funding. You will also work closely with sales leadership to support daily operations, coach sales staff, and deliver a professional customer experience.

Experienced F&I Managers, Dealership Finance Managers, and Business Managers from marine, powersports, automotive, or RV dealerships are encouraged to apply.

Compensation

• $200,000–$250,000 annual earning potential.
• Base salary plus commission.
• Total earnings depend on individual performance and sales results.

What You’ll Do

• Guide customers through financing, protection products, purchase paperwork, and delivery requirements.
• Present and sell applicable F&I products by clearly explaining their features, value, and terms.
• Accurately prepare credit applications, verify information, and submit financing requests to lenders.
• Build lender relationships, secure financing approvals, and manage funding requirements and outstanding documents.
• Complete sales contracts, licensing, registration, and titling paperwork accurately and promptly.
• Maintain organized deal files and follow applicable requirements for customer information, financing, and disclosures.
• Support the General Sales Manager with deal structuring, sales desk coverage, customer concerns, and daily workflow.
• Help lead sales huddles, coach team members, and reinforce River Valley’s sales process.
• Participate in department goal setting and track progress toward sales, F&I, and customer service objectives.
• Coordinate with sales and accounting to keep transactions moving smoothly from purchase through funding.

What You Bring

• Experience in dealership finance and insurance, including customer financing, lender submissions, F&I product sales, and deal funding.
• A track record of closing deals while building customer trust.
• A real passion for marine or powersports products. You enjoy learning about boats, motorcycles, ATVs, side‑by‑sides, or personal watercraft and understand the lifestyle our customers are investing in.
• Strong communication skills and the ability to explain financial information clearly.
• Attention to detail, sound judgment, and consistent follow-through.
• The ability to manage multiple transactions, meet deadlines, and stay organized during busy periods.
• A team-oriented approach and confidence supporting and coaching sales staff.
• High school diploma or equivalent required; a degree in business, finance, or a related field preferred.
• Marine or powersports experience is helpful. Automotive and RV dealership experience is also welcome.

Schedule

• Five-day workweek, including Saturdays, with a weekday off.
• Typical hours: Monday–Friday, 8:30 a.m.–6:00 p.m.; Saturday, 8:30 a.m.–3:00 p.m.
• Additional availability may be needed during boat shows and peak spring and early summer sales periods.

Benefits & Perks

• Medical and dental insurance, plus vision service discounts.
• Health Savings Account with an eligible medical plan.
• Traditional and Roth 401(k) options with employer match.
• Life insurance, short-term disability, and supplemental coverage options.
• Paid time off and scheduled paid holidays.
• Employee Assistance Program, wellness resources, and telehealth services.
• Employee discounts on units and parts.
• Company apparel and opportunities for personal use of demo boats, subject to company policy.

About River Valley

Family owned and operated since 1996, River Valley Powersport & Marine serves customers across Rochester, Red Wing, and the Lake Minnetonka area. Our teams help customers enjoy life on the water, on the trails, and outdoors—and we take pride in the relationships we build along the way.

We’re looking for a Business Manager who brings professionalism, accountability, and enthusiasm to every customer interaction.