Field Mortgage Loan Officer

AnnieMac Home Mortgage; Virginia Beach (VA); On-site; USD 65,000 - 110,000; Full time

Job summary

AnnieMac Home Mortgage is looking to hire a full-time loan officer to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgage's offices. You will generate new business by building relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other professionals, and you will participate in closings, open houses, and seminars.

From application to closing you will collect documents, provide disclosures, pre-qualify borrowers, and

Responsibilities

• Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.
• Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
• Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.
• Take information from the borrower and fill out the loan application.
• Develop relationships with referral partners such as realtors to generate new customers.
• Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
• Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;
• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
• Counsel and advise the borrower in understanding and clearing credit problems.
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.

Job description

AnnieMac Home Mortgage is looking to hire a full-time loan officer to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgage's offices. You will generate new business by building relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other professionals, and you will participate in closings, open houses, and seminars.

From application to closing you will collect documents, provide disclosures, pre-qualify borrowers, and