Outside Loan Originator

AnnieMac Home Mortgage; Wichita (KS); On-site; USD 50,000 - 80,000; Full time

Job summary

AnnieMac Home Mortgage seeks a full-time mortgage professional to drive loan sales across markets outside the company offices. You will role-play a key part of the customer journey, from lead generation to closing, coordinating with realtors and other professionals.

You will analyze borrower finances, pre-qualify, and advise on loan products, closing costs, and monthly payments, while maintaining ongoing client communication through closing.

Responsibilities

• Sell mortgage loans to customers away from AnnieMac Home Mortgage offices.
• Build and maintain relationships with realtors, title/escrow officers, financial advisers, CPAs and others.
• Attend closings and open houses and conduct seminars to generate leads.
• Collect borrower information and fill out the loan application.
• Analyze borrower income and debt to pre-qualify and determine affordable mortgage amount.
• Counsel borrowers on loan products and explain closing costs and monthly payments.
• Collect tax returns, bank statements and other documents for the application.
• Provide disclosures such as Truth in Lending and Good Faith Estimate.
• Maintain contact with borrowers, realtors and lenders from application to closing.

Job description

Responsibilities

AnnieMac Home Mortgage is looking to hire Full Time

• Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.
• Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
• Regularly participate in mortgage sales including, but not not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.
• Take information from the borrower and fill out the loan application.
• Develop relationships with referral partners such as realtors to generate new customers.
• Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
• Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;
• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
• Counsel and advise the borrower in understanding and clearing credit problems.
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.