Outside Loan Originator

AnnieMac Home Mortgage; Florida; On-site; USD 50,000 - 80,000; Full time

Job summary

A mortgage services company is seeking a Full Time employee to sell mortgage loans and develop new business relationships. Responsibilities include generating leads through engaging with realtors and financial professionals, counseling borrowers on loan options, and managing the application process. The ideal candidate will demonstrate strong interpersonal skills and the ability to analyze borrower financials. This position is based in Town of Florida, New York.

Responsibilities

• Sell mortgage loans to customers away from AnnieMac offices.
• Generate new business by building relationships with professionals.
• Participate in mortgage sales, closings, and seminars.
• Fill out loan applications based on borrower information.
• Analyze borrowers' income and debt for pre-qualification.
• Counsel borrowers on loan products and financing process.
• Collect required financial documents from borrowers.
• Provide necessary disclosures to borrowers.
• Counsel borrowers in understanding credit problems.
• Maintain contact with borrowers and realtors through the process.

Job description

AnnieMac Home Mortgage is looking to hire a Full Time employee.

Responsibilities

• Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.
• Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
• Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.
• Take information from the borrower and fill out the loan application.
• Develop relationships with referral partners such as realtors to generate new customers.
• Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
• Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;
• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
• Counsel and advise the borrower in understanding and clearing credit problems.
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.