Executive Director, SMB Card Acquisitions Risk & Strategy

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 180,000 - 250,000; Full time

Job summary

JPMorgan Chase & Co. invites a Card Acquisitions Risk Strategy Director to lead the credit function for Small & Medium Business Card Acquisitions within the Card Credit Decisioning Unit.

You will define risk appetite, manage credit risk, and shape underwriting policies to support responsible growth across business card origination. This role requires strong leadership, collaboration with cross-functional teams, and executive-level communication.

Qualifications

• Bachelor’s degree in finance, business administration, or related field required.
• 10+ years in direct-to-consumer lending, originations, or retail credit in a large financial services firm.
• Ability to evaluate and manage credit risk with strong regulatory knowledge.
• Strong judgment in approving or recommending credit transactions with quantitative/qualitative skills.
• Strategic thinking and execution with initiative and entrepreneurial leadership.
• Proven leadership, relationship-building and cross-functional collaboration in large organizations.

Responsibilities

• Define the Credit Box in partnership with SMB Product, Finance, and Risk teams.
• Lead alignment to achieve credit goals with Product and Finance and Risk.
• Assess new credit opportunities and define execution plans for acquisition.
• Set up reviews to ensure adherence to credit box assumptions.
• Define variables for new credit models and interface with modeling team.
• Recruit and develop talent for acquisitions credit decisioning.
• Develop metrics to track acquisitions performance and report to senior leadership.
• Shape credit policies, underwriting standards and risk management frameworks.
• Ensure compliance with banking regulations and internal controls.
• Collaborate across lines of business to balance growth and risk.
• Provide approvals or recommendations for complex acquisitions-related credit transactions.

Skills

Credit risk management

Regulatory knowledge

Executive communication

Strategic thinking

Leadership & people management

Education

Bachelor’s Degree in finance, business or related field

Job description

JPMorgan Chase & Co. invites a Card Acquisitions Risk Strategy Director to lead the credit function for Small & Medium Business Card Acquisitions within the Card Credit Decisioning Unit.

You will define risk appetite, manage credit risk, and shape underwriting policies to support responsible growth across business card origination. This role requires strong leadership, collaboration with cross-functional teams, and executive-level communication.