Lead SMB Card Acquisitions Risk & Strategy

Testing Site - JPMC; Wilmington (DE); On-site; USD 180,000 - 280,000; Full time

Job summary

Chase Card Services, the leading U.S. credit card issuer, seeks a Director of Card Acquisitions Risk Strategy within the Card Credit Decisioning Unit. Lead risk management, define risk appetite, and shape underwriting policies to support responsible growth for SMB card originations.

You will partner with product, finance, and risk teams to set strategies, build risk models, and ensure regulatory compliance while delivering strong business outcomes.

Qualifications

• Bachelor’s degree in finance, business or related field.
• 10+ years of experience in direct to consumer lending, originations, and/or retail credit at a large financial services firm.
• Strong knowledge of banking regulations and risk management practices.

Responsibilities

• Define the Credit Box in partnership with SMB Product GMs, Finance, and the second line of defense Credit Risk team.
• Lead alignment with Product and Finance and Risk to define and execute strategies to achieve credit goals.
• Partner with product and risk teams to assess new credit opportunities and define an execution plan.
• Set up reviews and processes to ensure we are executing well on our credit box assumptions.
• Collaborate with risk strategies to define variables for new credit models and interface with the modeling team.
• Recruit and develop high performing talent to staff the acquisitions credit decisioning unit.
• Develop and implement metrics to track acquisitions performance and report to senior leadership.
• Shape credit policies, underwriting standards, and risk management frameworks.
• Ensure adherence to banking regulations and internal controls related to credit risk.
• Work with teams across lines of business to balance growth and risk.
• Provide approvals or recommendations for complex acquisitions-related credit transactions.

Skills

Credit risk management

Regulatory compliance

Leadership

Strategic thinking

Analytical skills

Cross-functional collaboration

Executive communication

Program execution

Education

Bachelor’s Degree in finance, business administration, or a related field

Job description

Chase Card Services, the leading U.S. credit card issuer, seeks a Director of Card Acquisitions Risk Strategy within the Card Credit Decisioning Unit. Lead risk management, define risk appetite, and shape underwriting policies to support responsible growth for SMB card originations.

You will partner with product, finance, and risk teams to set strategies, build risk models, and ensure regulatory compliance while delivering strong business outcomes.