Dynamic Mortgage Loan Originator

Talentify; Yuma (AZ); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, vision

401(k) retirement plan

PTO and paid holidays

Life insurance

Job summary

Foothills Bank is seeking a Mortgage Loan Originator to generate residential mortgage loans through referrals, real estate channels, and networking. You will pre-qualify homebuyers, collect documents, and guide the loan process with a focus on compliance and customer service.

The role requires knowledge of FHA/VA/USDA and conventional loan programs, as well as proficiency with Ellie Mae Encompass. Strong communication and relationship-building with Realtors and builders are essential.

Qualifications

• High school diploma or equivalent.
• Three or more years of outside sales experience.
• Previous experience in residential and mortgage lending functions.
• Good knowledge of FHA, VA, USDA, and conventional procedures.
• Proficiency in Ellie Mae Encompass Software and the ability to learn additional computer applications.
• Strong interpersonal skills to maximize business contacts and develop relationships with loan customers.
• Analytical ability to conduct residential real estate analysis and advise on alternatives.
• Working knowledge of mortgage regulatory guidelines (e.g., Truth-in-Lending, HMDA, RESPA, ECOA).
• Knowledge of real estate compliance.

Responsibilities

• Develop qualified leads through referrals, canvassing, and networking the real estate community.
• Meet sales volume and referral-based goals.
• Attend sales meetings within residential lending and bank.
• Ensure compliance with regulations and bank policies.
• Counsel and pre-qualify homebuyers and complete loan applications with required documents.

Skills

Outside sales

Residential lending

FHA/VA/USDA

Encompass

Interpersonal skills

Regulatory knowledge

Real estate compliance

Analytical ability

Networking

Communication

Education

High school diploma

Tools

Ellie Mae Encompass

Job description

Foothills Bank is seeking a Mortgage Loan Originator to generate residential mortgage loans through referrals, real estate channels, and networking. You will pre-qualify homebuyers, collect documents, and guide the loan process with a focus on compliance and customer service.

The role requires knowledge of FHA/VA/USDA and conventional loan programs, as well as proficiency with Ellie Mae Encompass. Strong communication and relationship-building with Realtors and builders are essential.