Relationship-Driven Mortgage Loan Originator

First Financial Bank; Indianapolis (IN); On-site; USD 65,000 - 90,000; Full time

Job summary

First Financial Bank seeks a Mortgage Loan Originator to source and close residential mortgages through referrals, branches, and marketing efforts. You will self-source leads, present personalized products, collect documents, and coordinate with internal teams for timely closings.

Minimum 2 years’ experience with mortgages, a strong referral network, and knowledge of conventional and government loan programs are required; NMLS license or ability to obtain is mandatory.

Qualifications

• Minimum of 2 years’ experience originating residential mortgages, 4 years preferred.
• Must have existing referral network established to provide mortgage leads.
• Must have prior experience using loan originating software and MS Office products.
• Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs.
• Bachelor’s degree (B.A.) from four-year college or university; or four years related experience and/or training; or equivalent combination of education and experience.
• Must have or ability to obtain Mortgage Loan Originator License with NMLS.
• Must be trained in all areas of mortgage lending.
• Must maintain employer and industry required continuing education.

Responsibilities

• Originate mortgage loans through referrals and internal sources.
• Generate new business to meet profitability goals.
• Develop and maintain business plan for growth of the mortgage area.
• Network with branches, departments, realtors, builders and other referral sources to generate leads.
• Evaluate borrowers' needs and offer mortgage products or referrals to specialists.
• Prepare and compile mortgage applications and information for processing.
• Ensure completeness of loan documentation and timely closing.

Skills

Mortgage origination

Referral network

Loan origination software

MS Office

Underwriting knowledge

Education

NMLS Mortgage Loan Origination License

Bachelor's degree or equivalent

Job description

First Financial Bank seeks a Mortgage Loan Originator to source and close residential mortgages through referrals, branches, and marketing efforts. You will self-source leads, present personalized products, collect documents, and coordinate with internal teams for timely closings.

Minimum 2 years’ experience with mortgages, a strong referral network, and knowledge of conventional and government loan programs are required; NMLS license or ability to obtain is mandatory.