Debt Recovery Specialist: Negotiation & Collections

Prosperity Bank and Trust Co; Victoria (TX); On-site; USD 42,000 - 64,000; Full time

Job summary

Prosperity Bank and Trust Co in Victoria, TX is seeking a Recovery Specialist to pursue collection of charged-off loans. The role involves phone outreach, some in-person meetings, skip tracing, negotiating workouts, filing lawsuits, asset searches, and advising management on collection strategies.

Responsibilities include locating debtors, negotiating terms, monitoring payments, pursuing litigation, and documenting efforts in the Akuvo system.

Qualifications

• Fluent English communication (oral and written).
• Ability to work independently with minimal supervision.
• Strong organizational and multitasking abilities.

Responsibilities

• Locate and contact charge-off debtors to arrange repayment.
• Negotiate loan workout or settlement terms with debtors.
• Monitor payment arrangements for adherence to terms.
• Pursue suit-worthy debtors through litigation with outside counsel.
• Document collection efforts in Akuvo collection system.

Skills

English fluency

Communication skills

Independent work

Judgment/decision-making

Multitasking

Education

High School diploma or equivalent

Associate degree

Bachelor’s degree

Tools

Microsoft Office

Job description

Prosperity Bank and Trust Co in Victoria, TX is seeking a Recovery Specialist to pursue collection of charged-off loans. The role involves phone outreach, some in-person meetings, skip tracing, negotiating workouts, filing lawsuits, asset searches, and advising management on collection strategies.

Responsibilities include locating debtors, negotiating terms, monitoring payments, pursuing litigation, and documenting efforts in the Akuvo system.