Credit Risk Quality Control Analyst

Banco Santander SA; United States; On-site; USD 145,000 - 175,000; Full time

Job summary

Banco Santander USA is seeking an Associate, Quality Control in the United States to join the CIB First Line of Defense. The role focuses on developing, managing, and executing Credit Risk QC programs to ensure underwriting aligns with internal standards and regulatory expectations.

You will collaborate with CIB Credit Professionals and Risk Managers to identify weaknesses, challenge results, and drive remediation.

Qualifications

• 5+ years of experience in credit management, internal controls, auditing, or risk management.
• Strong written communication skills with the ability to present findings to senior management.
• Advanced understanding of the regulatory environment affecting banking risks.
• Proficient in Microsoft Office and capable of using AI tools.

Responsibilities

• Develop, manage and execute Credit Risk QC programs.
• Ensure loan portfolio underwriting meets internal standards and regulatory expectations.
• Collaborate with Credit Professionals and Risk Managers on issues management and remediation.

Skills

Credit risk analysis

Regulatory knowledge

Written communication

Analytical skills

Microsoft Office

AI tools proficiency

Risk management

Education

Bachelor’s Degree in related field

Bank-certified Credit Training

Tools

Microsoft Office

Artificial Intelligence tools

Job description

Banco Santander USA is seeking an Associate, Quality Control in the United States to join the CIB First Line of Defense. The role focuses on developing, managing, and executing Credit Risk QC programs to ensure underwriting aligns with internal standards and regulatory expectations.

You will collaborate with CIB Credit Professionals and Risk Managers to identify weaknesses, challenge results, and drive remediation.