Credit Risk Management

Banco Sabadell Miami; Miami (FL); On-site; USD 90,000 - 130,000; Full time

Job summary

Banco Sabadell Miami is seeking a Credit Risk Management professional to join a dynamic new team in Florida. The role focuses on monitoring portfolio risk, ensuring reporting accuracy, and collaborating with cross-functional groups to enhance risk controls.

The ideal candidate has 5+ years of banking experience, an MBA or equivalent, and strong Excel skills, with fully bilingual (English/Spanish) ability. This is a full-time, on-site position in Miami, FL.

Qualifications

• Seasoned professional with strong analytical background and banking experience.
• Knowledge of economic, financial and accounting principles.
• Advanced Excel skills.
• MBA or MSc in Finance/Accounting.
• Fully bilingual; strong written and verbal communication.

Responsibilities

• Monitor robustness of models and portfolio trends by tracking performance metrics across portfolios and business lines.
• Develop a quality framework and standards to ensure reports and analytics are highly accurate.
• Serve as primary contact with third-parties evaluating portfolio risk (loan reviewers, auditors, regulators).
• Ensure regulatory and management reporting is delivered on time with uncompromised quality.
• Provide accurate data and samples for regulatory exams, internal audits, loan reviews, and related requests.
• Lead policy development and implementation through analysis and written proposals.
• Lead implementation of risk mitigation controls to limit risks from specific populations within the portfolio.
• Collaborate with Compliance, Finance, Accounting and Product Development to enhance tools, systems functionalities, and reporting accuracy.

Skills

Analytical skills

Banking experience

Strong communication

Time management

Bilingual

Education

MBA in Business Administration

Master's in Finance or Accounting

Tools

Microsoft Excel

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Credit Regular Full-time Management Miami, FL, US

6 days ago Requisition ID: 1723

Sabadell is a global financial institution headquartered in Barcelona, Spain and one of Europe’s oldest and most successful banking groups since its founding in 1881. Sabadell covers all areas of the financial business sector under a common denominator: professional performance and quality. In the United States, Sabadell has operated with an International Full Branch since 1993. We offer Corporate Banking services to international companies in the American market, and Private Banking services primarily to Latin American high net worth individuals and families.

Job Description

Banco Sabadell is seeking a candidate for Credit Risk Management to join a dynamic new team within one of the fastest growing banks in Florida.

Responsibilities

• Ensure the robustness of models and alignment of portfolio trends by monitoring and tracking performance metrics for key portfolios, business lines and concentrations
• Develop a quality framework and standards to ensure that all reports and analytics are of the highest accuracy
• Serve as primary contact with third-parties evaluating portfolio risk, including loan reviewers, auditors and regulators
• Ensure critical regulatory and management reporting are delivered on time and with the uncompromised quality
• Provide accurate data and account samples for Regulatory exams, internal audits, loan reviews, and other similar requests.
• Lead policy development and implementation through analysis and written proposals
• Lead implementation of risk mitigation controls (e.g. reserves) to limit risks from specific populations within the portfolio
• Collaborate with cross-functional groups such as Compliance, Finance, Accounting and Product Development to enhance tools, system functionalities, and reporting accuracy

Sabadell Overview

Sabadell is a global financial institution headquartered in Barcelona, Spain and one of Europe’s oldest and most successful banking groups since its founding in 1881. Sabadell covers all areas of the financial business sector under a common denominator: professional performance and quality. In the United States, Sabadell has operated with an International Full Branch since 1993. We offer Corporate Banking services to international companies in the American market, and Private Banking services primarily to Latin American high net worth individuals and families.

Job Description

Banco Sabadell is seeking a candidate for Credit Risk Management to join a dynamic new team within one of the fastest growing banks in Florida.

Responsibilities

• Ensure the robustness of models and alignment of portfolio trends by monitoring and tracking performance metrics for key portfolios, business lines and concentrations
• Develop a quality framework and standards to ensure that all reports and analytics are of the highest accuracy
• Serve as primary contact with third-parties evaluating portfolio risk, including loan reviewers, auditors and regulators
• Ensure critical regulatory and management reporting are delivered on time and with the uncompromised quality
• Provide accurate data and account samples for Regulatory exams, internal audits, loan reviews, and other similar requests.
• Lead policy development and implementation through analysis and written proposals
• Lead implementation of risk mitigation controls (e.g. reserves) to limit risks from specific populations within the portfolio
• Collaborate with cross-functional groups such as Compliance, Finance, Accounting and Product Development to enhance tools, system functionalities, and reporting accuracy

Requirements

• The ideal candidate is a seasoned professional with a strong analytical background and banking experience
• Knowledge of economic, financial and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data
• All Microsoft Office programs, with a strong Excel background
• Knowledge of business and management principles involved in strategic planning, resource allocation, leadership techniques and coordination of people and resources
• Strong verbal and written communication skills
• Time management and multi-tasking ability
• Fully Bilingual
• 5+ years of experience
• Masters degree in Business Administration, Finance or Accounting

Sabadell is an Equal Employment Opportunity