Credit Risk Management

Sabadellbank; Miami (FL); On-site; USD 90,000 - 150,000; Full time

Job summary

Banco Sabadell is seeking a Credit Risk Manager in Miami, FL to join a dynamic team. You will monitor portfolio metrics, develop reporting frameworks, and coordinate with regulatory bodies to ensure risk controls and timely analyses.

The role requires a strong analytical background, banking experience, and a Master’s degree in business, finance, or accounting. Excellent Excel skills and bilingual communication are essential for success in this fast-growing unit.

Qualifications

• Seasoned professional with strong analytical background and banking experience.
• Knowledge of economic, financial and accounting principles; financial markets.
• Proficient with Microsoft Excel in risk reporting and analytics.
• Understanding of strategic planning, resource allocation and leadership.
• Strong verbal and written communication skills.
• Time management and ability to multitask in a regulatory setting.
• Fully bilingual in English and another language.
• 5+ years of experience in credit risk or related field.
• MBA or similar master’s degree in business, finance or accounting.

Responsibilities

• Monitor performance metrics for portfolios and concentrations.
• Develop a quality framework to ensure accuracy of reports and analytics.
• Serve as primary contact with third-parties evaluating portfolio risk.
• Ensure regulatory and management reporting is delivered on time and accurately.
• Provide data and samples for regulatory exams, audits and reviews.
• Lead policy development and implementation through analysis and proposals.
• Lead risk mitigation controls to limit risks from portfolio segments.
• Collaborate with Compliance, Finance, Accounting and Product Development to enhance tools and reporting.

Skills

Analytical skills

Excel proficiency

Financial knowledge

Accounting principles

Communication skills

Time management

Bilingual

Portfolio risk analysis

Education

MBA / Finance / Accounting (Masters)

Tools

Microsoft Office

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Credit Regular Full-time Management Miami, FL, US

Sabadell is a global financial institution headquartered in Barcelona, Spain and one of Europe’s oldest and most successful banking groups since its founding in 1881. Sabadell covers all areas of the financial business sector under a common denominator: professional performance and quality. In the United States, Sabadell has operated with an International Full Branch since 1993. We offer Corporate Banking services to international companies in the American market, and Private Banking services primarily to Latin American high net worth individuals and families.

Job Description

Banco Sabadell is seeking a candidate for Credit Risk Management to join a dynamic new team within one of the fastest growing banks in Florida.

Responsibilities

• Ensure the robustness of models and alignment of portfolio trends by monitoring and tracking performance metrics for key portfolios, business lines and concentrations
• Develop a quality framework and standards to ensure that all reports and analytics are of the highest accuracy
• Serve as primary contact with third-parties evaluating portfolio risk, including loan reviewers, auditors and regulators
• Ensure critical regulatory and management reporting are delivered on time and with the uncompromised quality
• Provide accurate data and account samples for Regulatory exams, internal audits, loan reviews, and other similar requests.
• Lead policy development and implementation through analysis and written proposals
• Lead implementation of risk mitigation controls (e.g. reserves) to limit risks from specific populations within the portfolio
• Collaborate with cross-functional groups such as Compliance, Finance, Accounting and Product Development to enhance tools, system functionalities, and reporting accuracy

Requirements

• The ideal candidate is a seasoned professional with a strong analytical background and banking experience
• Knowledge of economic, financial and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data
• All Microsoft Office programs, with a strong Excel background
• Knowledge of business and management principles involved in strategic planning, resource allocation, leadership techniques and coordination of people and resources
• Strong verbal and written communication skills
• Time management and multi-tasking ability
• Fully Bilingual
• 5+ years of experience
• Masters degree in Business Administration, Finance or Accounting

Sabadell is an Equal Employment Opportunity