Credit Risk Management

Banco Sabadell; Brickell Hammock (FL); Presencial; USD 110 000 - 170 000; Tempo integral

Resumo da oferta

Banco Sabadell is seeking a Credit Risk Manager in Miami, FL to join a growing team focused on evaluating and strengthening credit risk across portfolios and regulatory reporting. The role requires strong analytical ability, banking experience, and a bilingual command of English and Spanish, with a Master’s degree in Finance, Accounting, or Business Administration.

The candidate will collaborate across Compliance, Finance, and Product teams to improve risk tools and processes.

Qualificações

• The ideal candidate has a strong analytical background and banking experience.
• Requires knowledge of financial principles and reporting.
• Ability to communicate clearly and manage time effectively.

Responsabilidades

• Ensure robustness of models and track portfolio performance metrics.
• Develop a quality framework for reports and analytics accuracy.
• Act as primary contact with third-parties evaluating portfolio risk (loan reviewers, auditors, regulators).
• Ensure regulatory and management reporting is delivered on time with high quality.
• Provide data samples for regulatory exams, audits, and reviews.
• Lead policy development and risk mitigation controls.
• Collaborate with Compliance, Finance, Accounting and Product Development to enhance tools and reporting.

Conhecimentos

Analytical skills

Banking experience

Time management

Strong communication

Bilingual

Formação académica

MBA / Masters in Finance or Accounting

Ferramentas

Excel

Descrição da oferta de emprego

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Credit Regular Full-time Management Miami, FL, US

Sabadell is a global financial institution headquartered in Barcelona, Spain and one of Europe’s oldest and most successful banking groups since its founding in 1881. Sabadell covers all areas of the financial business sector under a common denominator: professional performance and quality. In the United States, Sabadell has operated with an International Full Branch since 1993. We offer Corporate Banking services to international companies in the American market, and Private Banking services primarily to Latin American high net worth individuals and families.

Job Description

Banco Sabadell is seeking a candidate for Credit Risk Management to join a dynamic new team within one of the fastest growing banks in Florida.

Responsibilities

• Ensure the robustness of models and alignment of portfolio trends by monitoring and tracking performance metrics for key portfolios, business lines and concentrations
• Develop a quality framework and standards to ensure that all reports and analytics are of the highest accuracy
• Serve as primary contact with third-parties evaluating portfolio risk, including loan reviewers, auditors and regulators
• Ensure critical regulatory and management reporting are delivered on time and with the uncompromised quality
• Provide accurate data and account samples for Regulatory exams, internal audits, loan reviews, and other similar requests.
• Lead policy development and implementation through analysis and written proposals
• Lead implementation of risk mitigation controls (e.g. reserves) to limit risks from specific populations within the portfolio
• Collaborate with cross-functional groups such as Compliance, Finance, Accounting and Product Development to enhance tools, system functionalities, and reporting accuracy

Requirements

• The ideal candidate is a seasoned professional with a strong analytical background and banking experience
• Knowledge of economic, financial and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data
• All Microsoft Office programs, with a strong Excel background
• Knowledge of business and management principles involved in strategic planning, resource allocation, leadership techniques and coordination of people and resources
• Strong verbal and written communication skills
• Time management and multi-tasking ability
• Fully Bilingual
• 5+ years of experience
• Masters degree in Business Administration, Finance or Accounting

Sabadell is an Equal Employment Opportunity