Credit Risk Analyst II – Commercial Underwriting

Security National Bank; United States; Sur place; USD 65 000 - 95 000; Plein temps

Résumé du poste

Security National Bank is seeking a credit analyst responsible for underwriting loans using bank software, preparing analyses of repayment capacity, and assessing risk across C&I, CRE, and private banking clients. The role supports Relationship Managers in managing credit exposure and monitoring performance.

The ideal candidate has 3–4 years of commercial credit analysis experience, a bachelor’s degree in finance or related field, and familiarity with Baker Hill software.

Qualifications

• Bachelor’s degree in finance, accounting or related business field required.

Responsabilités

• Underwrite commercial & industrial (C&I) loans, commercial real estate, and private banking relationships; prepare credit memos with analysis of business, financial statements, cash flow, collateral, and guarantor support.
• Monitor and manage credit risk; perform annual credit reviews and assist with loan reviews.
• Spread financial statements and tax returns; verify tracking items and ensure compliance with covenants.
• Assist portfolio management with floor plan inspections, borrowing base reviews, or collateral exams.
• Record minutes for Loan Committee meetings and present reports on loans risk and action plans.

Connaissances

Analytical skills

Communication

Time management

Critical thinking

GAAP knowledge

MS Office

Formation

Bachelor’s degree in finance or accounting

Outils

Baker Hill

Description du poste

Security National Bank is seeking a credit analyst responsible for underwriting loans using bank software, preparing analyses of repayment capacity, and assessing risk across C&I, CRE, and private banking clients. The role supports Relationship Managers in managing credit exposure and monitoring performance.

The ideal candidate has 3–4 years of commercial credit analysis experience, a bachelor’s degree in finance or related field, and familiarity with Baker Hill software.