Senior Commercial Credit Underwriter

Community Bank, N.A.; Buffalo (NY); On-site; USD 62,000 - 88,000; Full time

Benefits offered by this job

11 paid holidays

Medical, Vision & Dental insurance

401K with generous match

Pension

Tuition Reimbursement

Banking discounts

Job summary

Community Bank, N.A. is seeking a Credit Analyst III to independently analyze and underwrite complex commercial credit relationships. You will prepare detailed credit memoranda for new credits, renewals and reviews, and perform advanced financial analysis including cash flow and stress tests.

The role requires strong credit policy knowledge, risk awareness, and collaboration with credit management and relationship teams. Competitive compensation and benefits offered.

Qualifications

• BS/BA in Finance, Accounting, Business Administration, Economics or related field.
• 6+ years in commercial credit analysis, underwriting, or related banking role.
• Strong financial analysis and credit policy knowledge.

Responsibilities

• Independently analyze and underwrite complex commercial credit relationships.
• Prepare comprehensive credit memoranda for new credits, renewals, and reviews.
• Analyze global cash flow, trend, and stress scenarios; document assumptions.

Skills

Credit analysis

Underwriting

Financial analysis

Excel

Credit risk

Education

BS/BA in Finance or related field

Tools

Microsoft Excel

Microsoft Word

Job description

Community Bank, N.A. is seeking a Credit Analyst III to independently analyze and underwrite complex commercial credit relationships. You will prepare detailed credit memoranda for new credits, renewals and reviews, and perform advanced financial analysis including cash flow and stress tests.

The role requires strong credit policy knowledge, risk awareness, and collaboration with credit management and relationship teams. Competitive compensation and benefits offered.