On-Site Credit Analyst II - Commercial Lending Expert

County National Bank; Portage (MI); Presencial; USD 65.000 - 95.000; Jornada completa

Descripción de la vacante

County National Bank is seeking an on-site Credit Analyst II to independently analyze commercial credit relationships of moderate complexity. This role partners with commercial lenders to structure credit solutions, assess risk, and support portfolio management.

The ideal candidate will have a 4-year degree and 2–5 years of relevant experience in commercial credit analysis or banking, with strong financial analysis and communication skills.

Formación

• Bachelor’s degree in finance, accounting, business or related field.
• 2–5 years of experience in commercial credit analysis or commercial banking.
• Ability to independently underwrite commercial credit requests.

Responsabilidades

• Analyze client financial statements, tax returns, and related docs to assess creditworthiness.
• Prepare loan presentations and risk assessments for loan committee.
• Underwrite commercial credit requests per policy and regulatory requirements.
• Monitor assigned commercial loan portfolios for performance and risk trends.
• Maintain accurate files and provide updates to business partners.
• Collaborate with Mortgage and Consumer lending to assess borrowers.

Conocimientos

Financial analysis

Cash flow analysis

Credit risk assessment

Attention to detail

Communication skills

Time management

MS Office

Educación

Bachelor’s Degree in Finance/Accounting

Herramientas

Microsoft Office

Descripción del empleo

County National Bank is seeking an on-site Credit Analyst II to independently analyze commercial credit relationships of moderate complexity. This role partners with commercial lenders to structure credit solutions, assess risk, and support portfolio management.

The ideal candidate will have a 4-year degree and 2–5 years of relevant experience in commercial credit analysis or banking, with strong financial analysis and communication skills.