Data-Driven Credit Line Increase Strategy Lead

OneMain Financial Group; Stanley (NC); Hybrid; USD 140.000 - 210.000; Vollzeit

Benefits dieser Stelle

Health and wellbeing benefits

401(k) matching (up to 4%)

Employee Stock Purchase Plan (10%

Tuition reimbursement

Paid time off (15 days/year)

Paid sick leave

11 paid holidays

Volunteer time off (3 days/year)

Zusammenfassung

OneMain Financial Group seeks an Associate Director to shape our credit line increase strategy for the Card business. This senior role combines deep credit expertise with innovative approaches to balance risk and growth across the full customer lifecycle.

The role emphasizes data-driven analysis, collaboration with data science, and partnering with product and acquisition teams to design and market an end-to-end CLI strategy. Hybrid work in Charlotte with senior leadership exposure is offered.

Qualifikationen

• Bachelor’s degree in Engineering, Statistics, Economics, Business Management or Computer Science.
• 5+ years in consumer lending driving risk-informed decisions; advanced degree may offset experience.
• Advanced analytics using SQL, SAS, R or Python.
• Innovative problem solving for data-driven issues.

Aufgaben

• Develop and refine CLI policies to balance risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities in the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver executive presentations with clear insights and recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies with strong customer experience.
• Develop and execute business requirements to implement credit/business strategies to improve lending portfolio.
• Prioritize competing initiatives and communicate tradeoffs to senior leadership.
• Partner with business leaders to define priorities, allocate resources, and report progress to executives.

Kenntnisse

SQL

SAS

R

Python

Ausbildung

Bachelor’s Degree in a quantitative discipline

Jobbeschreibung

OneMain Financial Group seeks an Associate Director to shape our credit line increase strategy for the Card business. This senior role combines deep credit expertise with innovative approaches to balance risk and growth across the full customer lifecycle.

The role emphasizes data-driven analysis, collaboration with data science, and partnering with product and acquisition teams to design and market an end-to-end CLI strategy. Hybrid work in Charlotte with senior leadership exposure is offered.