Credit & Collections Specialist

midlandgaragedoor; West Fargo (ND); On-site; USD 42,000 - 56,000; Full time

Benefits offered by this job

Medical and Dental insurance

HSA company contribution

401K with company match

Company paid life insurance

Vision insurance

Short-term disability and long-termdis

Parental Leave

Vacation and Sick Time

Holiday pay

Referral Bonus

Job summary

Midland Garage Door Mfg. Co. is seeking an experienced Credit & Collections Specialist to drive the collection process and manage credit risk within our Finance & Accounting team.

You will monitor customer payment activity, communicate on past-due balances, and collaborate with Sales, Customer Service, and Accounting to minimize outstanding receivables. This on-site role requires strong analytical and negotiation skills with strict attention to confidentiality.

Qualifications

• Three to five years of accounts receivable, credit and collections, accounting, or related financial experience.
• Associate's or Bachelor's degree in Accounting, Finance, Business Administration, or related field preferred.
• Experience with credit and collections best practices.
• Must pass pre-employment drug test and background check.

Responsibilities

• Manage Midland's accounts receivable portfolio by monitoring customer payment activity and reducing outstanding balances.
• Contact customers by phone and email regarding past-due invoices and negotiate payment arrangements.
• Make credit decisions, including placing and releasing customer credit holds in accordance with company policies.
• Review customer creditworthiness and recommend credit limits for new and existing accounts.
• Investigate and resolve billing discrepancies by partnering with Sales, Customer Service, and Accounting.
• Monitor aging reports, prepare collections and receivable reports, and identify trends to improve cash flow.
• Coordinate collection efforts with outside agencies or legal counsel when necessary.
• Support month-end accounting activities, annual audits, and other accounting functions as needed.
• Maintain accurate documentation while handling confidential customer financial information with professionalism.
• Recommend process improvements that strengthen collections, reduce risk, and improve overall efficiency.

Skills

Communication

Negotiation

Organization

Attention to detail

Financial analysis

Integrity

Punctuality

Education

Accounting/Finance degree

B.A./B.S. in relevant field

Tools

ERP software

Microsoft Office

Job description

Credit & Collections Specialist

Monday – Friday 8:00am-5:00pm

Competitive Salary

*This position is not eligible for remote work*

Summary:

Midland Garage Door Mfg. Co. is looking for an experienced Credit & Collections Specialist to join our growing Finance & Accounting team. This role is responsible for managing the credit and collections process by monitoring customer payment activity, communicating with customers regarding past due balances, and working collaboratively with internal departments to minimize credit risk.

Essential Duties:

1. Manage Midland's accounts receivable portfolio by monitoring customer payment activity and reducing outstanding balances.
2. Contact customers by phone and email regarding past-due invoices and negotiate payment arrangements.
3. Make credit decisions, including placing and releasing customer credit holds in accordance with company policies.
4. Review customer creditworthiness and recommend credit limits for new and existing accounts.
5. Investigate and resolve billing discrepancies by partnering with Sales, Customer Service, and Accounting.
6. Monitor aging reports, prepare collections and receivable reports, and identify trends to improve cash flow.
7. Coordinate collection efforts with outside agencies or legal counsel when necessary.
8. Support month-end accounting activities, annual audits, and other accounting functions as needed.
9. Maintain accurate documentation while handling confidential customer financial information with professionalism.
10. Recommend process improvements that strengthen collections, reduce risk, and improve overall efficiency.

Competencies:

1. Strong verbal and written communication skills with the ability to handle difficult conversations professionally.
2. Ability to negotiate payment solutions while maintaining positive customer relationships.
3. Excellent organizational and time management skills with the ability to prioritize multiple accounts.
4. Strong attention to detail and accuracy.
5. Ability to analyze financial information and exercise sound judgment.
6. Ability to remain calm and professional during challenging customer interactions.
7. High level of integrity and confidentiality when handling financial information.
8. Microsoft Office proficiency required, especially Excel, Word, and Outlook.
9. Experience using ERP/accounting software preferred.
10. Have prompt and reliable attendance.

Education and Experience:

Associate's or Bachelor's degree in Accounting, Finance, Business Administration, or a related field preferred. Three to five years of experience in accounts receivable, credit and collections, accounting, or a related financial role is preferred, or an equivalent combination of education and experience to successfully perform the essential responsibilities and duties as listed above.

Equipment/Software used:

• Microsoft Office Suite
• General Office Equipment
• ERP
• Multiple Line Phone System

CANDIDATES OFFERED EMPLOYMENT ARE REQUIRED TO PASS A PRE-EMPLOYMENT DRUG TEST AND BACKGROUND CHECK PRIOR TO EMPLOYMENT.

We are committed to our team members, and we care deeply about providing employees and their families a supportive benefits package which includes:

• Medical and Dental insurance with company contribution
• HSA company contribution and match
• 401K with company match
• Company paid life insurance
• Vision insurance
• Company paid short-term disability and company contribution towards long-term disability
• Supplemental insurance options
• Parental Leave
• Childbirth Recovery Leave
• Vacation and Sick Time
• Holiday pay
• Referral Bonus

By submitting your application, you acknowledge that all information provided is accurate and truthful to the best of your knowledge. Any false statements, misrepresentation, or omission of information may disqualify you from consideration for employment or, if hired, may result in termination. The company reserves the right to verify the information you have provided as part of the recruitment process. Submitting an application does not guarantee employment.

Midland Garage Door is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, national origin, sex (including pregnancy, gender identity, and sexual orientation), disability, age, religion, or any other characteristic protected by federal, state, or local law. All employment decisions, including recruitment, hiring, promotion, compensation, benefits, and termination, are based on qualifications, merit, and business needs.

Midland Garage Door will make reasonable accommodations to the known qualifying disabilities of applicants and employees when doing so will not impose an undue hardship. Applicants who believe they may need reasonable accommodation to enable them to participate in the application process should contact Human Resources.