Credit Analyst II — CRE & Cash Flow Analysis

NBH Bank; Jackson (WY); On-site; USD 65,000 - 85,000; Full time

Job summary

NBH Bank in Jackson, WY is seeking a Credit Analyst II to build financial analyses and assess credit risk for commercial and real estate loans. You will prepare financial spreads, review appraisals, and support loan committees with timely, accurate documentation.

You'll gather data from clients and outside sources, analyze statements and tax returns, and monitor covenants while maintaining compliance with BSA/OFAC and bank policies. Strong communication and organization are essential.

Qualifications

• Bachelor's degree in finance, accounting, or related field.
• 3+ years of financial analyzing or lending background.
• Experience analyzing financial statements and tax returns.
• Knowledge of commercial, construction, real estate, and consumer loan processing.
• Direct regulatory or credit risk management experience.

Responsibilities

• Create and interpret financial spreads, policy ratios, and cash flow analyses.
• Prepare Credit Approval Submissions and monitor covenants.
• Gather data from clients and sources; maintain documentation.
• Inform Relationship Managers when updated financial statements are needed.
• Ensure compliance with BSA/OFAC and bank policies.

Skills

Financial analysis

Credit analysis

Cash flow analysis

MS Office

Communication

Time management

Interpersonal skills

Education

Bachelor's degree

Job description

NBH Bank in Jackson, WY is seeking a Credit Analyst II to build financial analyses and assess credit risk for commercial and real estate loans. You will prepare financial spreads, review appraisals, and support loan committees with timely, accurate documentation.

You'll gather data from clients and outside sources, analyze statements and tax returns, and monitor covenants while maintaining compliance with BSA/OFAC and bank policies. Strong communication and organization are essential.