Commercial Credit Analyst II - Underwriting & Analysis

Northwest Bank

Buffalo (NY)

On-site

USD 62,000 - 110,000

Full time

6 days ago

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Job summary

Northwest Bank in the New York region seeks a CRE Credit Analyst to perform financial statement spreading, underwriting, and credit analysis to support commercial lending and portfolio management.

The role focuses on preparing credit memos for new money requests and may assist with annual reviews, renewals, and modifications; on-site work Monday-Thursday with an optional Friday work-from-home.

Qualifications

Bachelor’s degree in business administration, finance or related field.
3–5 years relevant commercial lending or credit administration experience.
Formal credit training a plus.

Responsibilities

Prepare timely high-quality credit analysis and recommendations evaluating credit actions.
Analyze financial statements, industry risk, loan structure, and market conditions for creditworthiness.
Conduct underwriting and prepare collateral and narrative credit memos for new money, renewals, and modifications.
Support portfolio management with annual reviews and modifications as needed.

Skills

Credit analysis

Financial analysis

Underwriting

Education

Bachelor's degree in business administration

Tools

Financial spreading software

Microsoft Office

Job description

Northwest Bank in the New York region seeks a CRE Credit Analyst to perform financial statement spreading, underwriting, and credit analysis to support commercial lending and portfolio management.

The role focuses on preparing credit memos for new money requests and may assist with annual reviews, renewals, and modifications; on-site work Monday-Thursday with an optional Friday work-from-home.

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