Credit Analyst II: Commercial Lending & Analysis

Washington Trust Bank; Vancouver (WA); On-site; USD 74,012 - 111,018; Full time

Benefits offered by this job

Health benefits

Financial benefits

Retirement plan

Work/Life balance

Job summary

Washington Trust Bank is seeking a Credit Analyst II to support Relationship Managers in the credit analysis and underwriting of commercial borrowers. You will prepare financial projections, develop models, and draft credit authorizations under supervision, ensuring compliance with bank policies.

The role requires 3+ years of experience, college coursework in accounting/finance, and strong Excel skills. On-site positions are based at the Portland, OR and Vancouver, WA offices, with a focus on

Qualifications

• 3+ years of credit analysis and underwriting experience required.
• College coursework in Accounting or Finance or related field.
• Strong accounting aptitude and analytical ability.
• Experience with computer assisted financial analysis and PC-based models.
• Knowledge of loan policies and commercial documentation requirements.
• Ability to prioritize multiple priorities and deliver high service levels.
• Excellent interpersonal and written communication skills.
• Ability to work independently or with others.

Responsibilities

• Assist Relationship Managers in credit analysis and risk rating.
• Review business financial reports and prepare credit authorizations.
• Prepare financial projections and customized automated spreadsheets.
• Develop financial models and statements for borrowers.
• Perform compliance and risk management duties as required.
• Maintain regular attendance and support department tasks as needed.

Skills

Credit analysis

Underwriting

Financial modeling

Excel

Analytical thinking

Written communication

Education

College-level coursework in Accounting or Finance

Relevant related work experience

Tools

PC-based financial models

Microsoft Office Suite

Job description

Washington Trust Bank is seeking a Credit Analyst II to support Relationship Managers in the credit analysis and underwriting of commercial borrowers. You will prepare financial projections, develop models, and draft credit authorizations under supervision, ensuring compliance with bank policies.

The role requires 3+ years of experience, college coursework in accounting/finance, and strong Excel skills. On-site positions are based at the Portland, OR and Vancouver, WA offices, with a focus on