Credit Analyst: Financials & Loan Analysis

AppleOne Employment Services; Novato (CA); On-site; USD 34,000 - 55,000; Full time

Job summary

AppleOne Employment Services in Novato, CA seeks a Credit Analyst for a contract/temporary role. The analyst will spread financial statements and tax returns, support loan evaluations, and coordinate with internal banking teams to ensure accurate credit decisions.

The ideal candidate has 2–4 years of related experience, a bachelor’s degree, and strong Excel/Word skills. This position emphasizes accuracy, accountability, and teamwork in a structured lending environment.

Qualifications

• Spread financial information from business and personal financial statements.
• Review and analyze business and personal tax returns.
• Support credit review and loan analysis processes.
• Work with loan documentation and banking system information.
• Bachelor’s degree or equivalent combination of education, experience, and training.
• Basic accounting knowledge and proficiency with Word/Excel.

Responsibilities

• Spread and analyze business and personal financial statements, tax returns, and related documentation.
• Support credit review activities by organizing financial information for loan evaluation and decision-making.
• Review loan documentation requirements, including notes, loan agreements, security agreements, and title documents.
• Collaborate with internal banking teams across lending, branch, consumer loan, and other groups.
• Communicate financial concepts clearly to internal stakeholders, in verbal and written form.
• Maintain a professional, team-oriented approach and meet deadlines.

Skills

Financial statement spreading

Tax return analysis

Credit review processes

Loan analysis

Verbal and written communication

Team player

Banking structure understanding

Education

Bachelor’s degree

Basic accounting knowledge

Tools

Microsoft Word

Microsoft Excel

Banking systems

Job description

AppleOne Employment Services in Novato, CA seeks a Credit Analyst for a contract/temporary role. The analyst will spread financial statements and tax returns, support loan evaluations, and coordinate with internal banking teams to ensure accurate credit decisions.

The ideal candidate has 2–4 years of related experience, a bachelor’s degree, and strong Excel/Word skills. This position emphasizes accuracy, accountability, and teamwork in a structured lending environment.