Credit Analyst 1

Wisconsin Bankers Association Inc; Wisconsin; Presencial; USD 55.000 - 75.000; Jornada completa

Descripción de la vacante

Wisconsin Bankers Association Inc is seeking a Credit Analyst to join our credit team in Wisconsin. You will review financial statements, prepare credit presentations, and analyze cash flows to support informed lending decisions.

The role emphasizes attention to detail, comfort with numbers and spreadsheets, and clear written communication as you collaborate with lenders and staff to monitor portfolios and ensure regulatory alignment. This entry-level path offers growth into credit risk roles.

Formación

• Experience in analyzing financial statements and credit information.
• Ability to prepare and present credit analyses and reports.
• Attention to detail and accuracy in financial work.

Responsabilidades

• Review business and personal financial information including tax returns and credit reports.
• Prepare credit presentations, cash flow analyses, and financial spreads.
• Analyze balance sheets, income statements, trends, and credit risk.
• Collaborate with lenders and staff to gather information for analysis.
• Maintain organized credit files and support annual reviews and portfolio monitoring.
• Learn credit policies, procedures, and regulatory expectations.

Conocimientos

Financial statement analysis

Cash flow analysis

Credit risk assessment

Written communication

Educación

Bachelor's degree in Accounting, Business Administration, Economics, or a related field

Descripción del empleo

Are you the kind of person who likes numbers to make sense, enjoys digging into financial statements, and finds satisfaction in a well-built spreadsheet? If so, this may be a great place to start your banking career. We are looking for a Credit Analyst to join our credit team. This role is ideal for someone with an analytical mindset—curious, detail-oriented, and comfortable working behind the scenes to help the bank make sound lending decisions.

What You’ll Do

• Review business and personal financial information, including tax returns, financial statements, credit reports, and related loan documents.
• Prepare credit presentations, cash flow analysis, financial spreads, and other reports used in the loan approval process.
• Analyze balance sheets, income statements, trends, ratios, collateral values, repayment capacity, and overall credit risk.
• Work closely with lenders, credit officers, and loan support staff to gather information and complete accurate, timely analysis.
• Maintain organized credit files and support annual reviews, renewals, and ongoing portfolio monitoring.
• Learn the bank’s credit policies, procedures, loan documentation standards, and regulatory expectations.

What We’re Looking For

• A bachelor’s degree in Accounting, Business Administration, Economics, or a related field.
• Coursework or internship experience involving accounting, financial statement analysis, or business analytics.
• Strong attention to detail and pride in producing accurate, well-organized work.
• Comfort working with numbers, spreadsheets, reports, and financial documents.
• Good judgment, curiosity, and the ability to ask thoughtful questions when something does not add up.
• Strong written communication skills and the ability to explain financial information clearly.

This Role May Be a Good Fit If You

• Enjoy accounting, financial analysis, and understanding the story behind the numbers.
• Enjoy focused, analytical work that supports sound credit decisions.
• Like structure, accuracy, documentation, and solving problems using facts and data.
• Want to build a strong foundation in credit and risk analysis
• Are interested in a career path that could grow into senior credit analysis, credit administration, portfolio management, loan review, or risk management.

Why Join Us

We’re committed to building long-term careers and relationships. You’ll enjoy competitive pay, comprehensive benefits—including medical, dental, vision, 401(k) with company match—paid holidays, PTO, and opportunities for growth. Become part of a team that values your expertise and invests in your future.