Correspondent Staff Underwriter II

Trustmark National Bank; Memphis (TN); On-site; USD 50,000 - 70,000; Full time

Job summary

Trustmark National Bank is looking for a Correspondent Staff Underwriter II in Memphis, TN. The role involves supporting loan decisions, providing underwriting guidance, and maintaining quality based on GSE guidelines. Candidates should have over 5 years of experience in underwriting and hold FHA DE and VA SAR certifications.

The position requires excellent organizational and problem-solving skills, as well as knowledge of Desktop Underwriter System. Trustmark offers competitive compensation and benefits.

Qualifications

• 5 years experience in underwriting FNMA/FHLMC/FHA/VA/USDA loans.
• FHA DE and VA SAR certifications required.
• General understanding of underwriting and compliance guidelines.

Responsibilities

• Provide assistance to retail and TPO originators for guideline questions.
• Maintain a pipeline of loans for final approval.
• Review all appraisal types for final approval.

Skills

Underwriting FNMA/FHLMC/FHA/VA/USDA

Exceptional organizational skills

Customer service skills

Problem solving skills

Education

High school education

College coursework preferred

Tools

Desktop Underwriter System

Excel

Word

Job description

Correspondent Staff Underwriter II

Location: US-MS-Pearl | US-MS, AL, Houston, TX; Memphis, TN; Panhandle FL; Atlanta, GA

Job Information

• Job ID: 2026-19523
• Category: Underwriting
• Type: Regular Full-Time
• Job Grade: 12
• FLSA Status: Exempt
• Working Hours: 8am - 5pm
• Job Location: Credit Compliance - 10153

Overview

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities

• Provide assistance to both retail and TPO originators, processors for questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOV's and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.
• Associates are expected to perform additional duties as assigned.

Qualifications

• High school education
• 5 years experience in underwriting FNMA/FHLMC/FHA/VA /USDA Rural Housing investor loans
• FHA DE certification
• VA SAR and certification
• Documented experience in mortgage loan underwriting
• General understanding and knowledge of underwriting and compliance guidelines
• Working knowledge and experience with DeskTop Underwriter System
• Exceptional organizational skills and ability to efficiently handle workflows
• Superior problem solving skills
• Excellent customer service skills
• Working knowledge of Excel, Word, and other PC applications

Preferred

• College coursework preferred

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.