Correspondent Staff Underwriter II

Trustmark National Bank; Houston (TX); On-site; USD 60,000 - 80,000; Full time

Job summary

Trustmark National Bank is seeking an experienced Underwriter to support retail and wholesale platforms in loan decisions and underwriting guidance. The role requires at least 5 years of experience in underwriting FNMA, FHA, and VA loans, along with certifications such as FHA DE and VA SAR. Responsibilities include assisting originators, maintaining a pipeline of loans for final approval, and reviewing appraisals. The ideal candidate will have excellent problem-solving and customer service skills.

Qualifications

• 5 years experience in underwriting FNMA/FHLMC/FHA/VA/USDA Rural Housing investor loans.
• FHA DE certification and VA SAR certification required.
• Documented experience in mortgage loan underwriting.

Responsibilities

• Provide assistance to both retail and TPO originators.
• Maintain a small pipeline of loans for final approval.
• Review appraisal types for final approval.

Skills

Problem solving

Customer service

Organizational skills

Knowledge of underwriting guidelines

Experience with DeskTop Underwriter System

Education

High school education

College coursework preferred

Tools

Excel

Word

Job description

Location: US-MS-Pearl | US-MS, AL, Houston, TX; Memphis, TN; Panhandle FL; Atlanta, GA

Overview

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities

• Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines and income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOVs and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.
• Associates are expected to perform additional duties as assigned.

Qualifications

• High school education.
• 5 years experience in underwriting FNMA/FHLMC/FHA/VA /USDA Rural Housing investor loans.
• FHA DE certification.
• VA SAR and certification.
• Documented experience in mortgage loan underwriting.
• General understanding and knowledge of underwriting and compliance guidelines.
• Working knowledge and experience with DeskTop Underwriter System.
• Exceptional organizational skills and ability to efficiently handle workflows.
• Superior problem solving skills.
• Excellent customer service skills.
• Working knowledge of Excel, Word, and other PC applications.
• Preferred: College coursework preferred.

Physical Requirements / Working Conditions

Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.