Correspondent Staff Underwriter II

Trustmark; Pearl (MS); On-site; USD 60,000 - 80,000; Full time

Job summary

Trustmark in Pearl, Mississippi is looking for an Underwriter to provide support for the retail and wholesale platform in loan decisions and underwriting guidelines. The role involves reviewing appraisals, assisting originators, and maintaining a small pipeline of loans for approval.

Candidates should have a high school education, 5 years of experience in mortgage loan underwriting, and various certifications. This position demands exceptional organizational and customer service skills.

Qualifications

• 5 years experience in underwriting FNMA/FHLMC/FHA/VA/USDA Rural Housing investor loans.
• FHA DE certification.
• VA SAR and certification.
• Documented experience in mortgage loan underwriting.
• General understanding of underwriting and compliance guidelines.

Responsibilities

• Provide assistance to retail and TPO originators with guidelines and income requirements.
• Maintain a pipeline of loans for final approval based on underwriting authority.
• Review appraisals for final approval including issuing NOV’s and HFS/USDA requirements.
• Stay updated with investor guidelines.
• Respond to management on all QC/QA exceptions.

Skills

Underwriting FNMA/FHLMC/FHA/VA/USDA Rural Housing loans

Exceptional organizational skills

Customer service skills

Problem-solving skills

Working knowledge of DeskTop Underwriter System

Education

High school education

College coursework preferred

Tools

Excel

Word

Job description

Overview

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities

• Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOV’s and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.
• Associates are expected to perform additional duties as assigned.

Qualifications

• High school education
• 5 years experience in underwriting FNMA/FHLMC/FHA/VA/USDA Rural Housing investor loans
• FHA DE certification
• VA SAR and certification
• Documented experience in mortgage loan underwriting
• General understanding and knowledge of underwriting and compliance guidelines
• Working knowledge and experience with DeskTop Underwriter System
• Exceptional organizational skills and ability to efficiently handle workflows
• Superior problem solving skills
• Excellent customer service skills
• Working knowledge of Excel, Word, and other PC applications

Preferred

• College coursework preferred

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.