Correspondent Staff Underwriter II

Trustmark National Bank; Atlanta (GA); On-site; USD 60,000 - 85,000; Full time

Job summary

Trustmark National Bank is seeking a dedicated Underwriter to support our retail and wholesale platform in loan decisions, underwriting guidance, and ensuring compliance with GSE guidelines. The role requires a high school diploma and at least 5 years of experience in underwriting various types of loans.

The ideal candidate will possess FHA DE and VA SAR certifications, demonstrate exceptional organizational and problem-solving skills, and have a strong background in customer service.

Qualifications

• 5 years experience in underwriting FNMA/FHLMC/FHA/VA/USDA loans.
• General understanding of underwriting and compliance guidelines.
• Documented experience in mortgage loan underwriting.

Responsibilities

• Assist retail and TPO originators with guideline questions.
• Maintain a small pipeline of loans for final approval.
• Review appraisals for final approval including issuing NOVs.

Skills

Underwriting experience

Customer service skills

Problem-solving skills

Organizational skills

Knowledge of Excel and Word

Education

High school education

FHA DE certification

VA SAR certification

Tools

DeskTop Underwriter System

Job description

Overview

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities

• Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOV's and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.
• Associates are expected to perform additional duties as assigned.

Qualifications

• High school education.
• 5 years experience in underwriting FNMA/FHLMC/FHA/VA /USDA Rural Housing investor loans.
• FHA DE certification.
• VA SAR and certification.
• Documented experience in mortgage loan underwriting.
• General understanding and knowledge of underwriting and compliance guidelines.
• Working knowledge and experience with DeskTop Underwriter System.
• Exceptional organizational skills and ability to efficiently handle workflows.
• Superior problem solving skills.
• Excellent customer service skills.
• Working knowledge of Excel, Word, and other PC applications.

Preferred:

• College coursework preferred.

Physical Requirements / Working Conditions

Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.