Correspondent Staff Underwriter II

Trustmark Corporation; Houston (TX); On-site; USD 65,000 - 95,000; Full time

Job summary

Trustmark Corporation in Houston, TX seeks a mortgage underwriting professional to support retail and wholesale loan decisions and guide underwriting in line with GSE guidelines and investor requirements.

You will manage a small decision-ready loan pipeline, review appraisals for final approval, stay current with investor guidelines, and handle QC/QA exceptions while maintaining quality.

Qualifications

• High school education.
• 5 years experience in underwriting FNMA/FHLMC/FHA/VA/USDA Rural Housing investor loans.
• FHA DE certification.
• VA SAR certification.
• Documented experience in mortgage loan underwriting.
• General understanding and knowledge of underwriting and compliance guidelines.
• Working knowledge and experience with DeskTop Underwriter System.
• Exceptional organizational skills and ability to efficiently handle workflows.
• Working knowledge of Excel, Word, and other PC applications.
• College coursework preferred.

Responsibilities

• Assist retail and TPO originators, processors with questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval.
• Review all appraisal types for final approval including issuing NOVs and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.
• Associates are expected to perform additional duties as assigned.

Skills

Underwriting

Organizational skills

Mortgage underwriting

Guidelines knowledge

Education

High school education

FHA DE certification

VA SAR certification

College coursework

Tools

DeskTop Underwriter

Excel

Word

Job description

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities:

• Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOV’s and HFS/USDA conditional requirements
• Stay updated and attend refresher training for all investor guidelines
• Review and respond to management for all QC/QA exceptions
• Associates are expected to perform additional duties as assigned.

Qualifications

• High school education
• 5 years experience in underwriting FNMA/FHLMC/FHA/VA /USDA Rural Housing investor loans
• FHA DE certification
• VA SAR and certification
• Documented experience in mortgage loan underwriting
• General understanding and knowledge of underwriting and compliance guidelines
• Working knowledge and experience with DeskTop Underwriter System
• Exceptional organizational skills and ability to efficiently handle workflows
• Working knowledge of Excel, Word, and other PC application
• College coursework preferred

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Equal Opportunities for All

Trustmark exemplifies the strength and possibilities that come with a diverse and inclusive team. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran, disability status, or any other characteristic protected under applicable law. Trustmark is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment.