Retail Staff Underwriter II

Trustmark Corporation; Houston (TX); On-site; USD 60,000 - 80,000; Full time

Job summary

Trustmark Corporation is seeking a Loan Underwriting Associate in Houston, TX to provide vital support in loan decisions and underwriting guidance. This role requires a High School Diploma and at least 5 years of experience underwriting various loan types. Ideal candidates will have FHA DE certification and VA SAR certification, alongside exceptional organizational and problem-solving skills.

We foster a diverse and inclusive workplace where every associate is valued. Join us to enhance your career!

Qualifications

• 5 years of experience in underwriting FNMA/FHLMC, FHA, USDA, and VA loans.
• General understanding of underwriting and compliance guidelines.

Responsibilities

• Provide assistance to retail and TPO originators with guidelines and scenarios.
• Maintain a small pipeline of loans for final approval.
• Review appraisal types for final approval including issuing NOV’s.
• Attend refresher training for all investor guidelines.
• Respond to management for all QC/QA exceptions.

Skills

FHA DE certification

VA SAR certification

Underwriting FNMA/FHLMC/FHA/VA/USDA Rural Housing loans

Exceptional organizational skills

Strong communication skills

Problem-solving skills

Working knowledge of DeskTop Underwriter System

Proficient in Excel and Word

Education

High School Diploma or GED

College education preferred

Job description

MS, AL, Houston, TX; Memphis, TN; Panhandle FL; Atlanta, GA, Unknown

Type: Regular Full-Time

Job ID: 2026-19621

Overview

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities

• Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOV’s and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.
• Associates are expected to perform all additional duties as assigned.

Qualifications

Education: High School Diploma or GED

Experience: 5 years In underwriting FNMA/FHLMC, FHA, USDA and VA loans

Additional Required Qualifications:

• FHA DE certification
• VA SAR and certification
• Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans
• Documented experience in mortgage loan underwriting
• General understanding and knowledge of underwriting and compliance guidelines
• Working knowledge and experience with DeskTop Underwriter System
• Exceptional organizational skills and strong communication skills
• Superior problem-solving skills
• Working knowledge of Excel, Word, and other PC applications
• College education preferred

Physical Requirements & Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse requiring hand and wrist manipulation, while viewing computer screens.

Disclaimer: Management retains the right to add, delete or modify the responsibilities and qualifications of the position at any time.

Working with Us

Teamwork and the individual contributions of our associates are recognized as the drivers of our success. At Trustmark, we are committed to preserving and advancing a diverse and inclusive workplace, where each associate, customer and shareholder is respected, valued and encouraged to share in our commitment. We make significant investments in our associates so that they may enhance their personal and professional skills, because we want each associate to grow, flourish and fulfill their career aspirations. Come onboard and join our team!

Equal Opportunities for All

Trustmark exemplifies the strength and possibilities that come with a diverse and inclusive team. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran, disability status, or any other characteristic protected under applicable law. Trustmark is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment.