Correspondent Staff Underwriter II

Trustmark National Bank; Jackson (MS); On-site; USD 60,000 - 80,000; Full time

Job summary

A regional financial institution is seeking a Correspondent Staff Underwriter II to provide support for loan decisions and underwriting guidance. The candidate should have significant experience in underwriting FNMA/FHLMC/FHA/VA /USDA loans, possess necessary certifications, and demonstrate strong problem-solving and customer service skills. Responsibilities include maintaining loan pipelines and reviewing appraisal types. This full-time position is based in the United States, and preferred qualifications include college coursework.

Qualifications

• 5 years experience in underwriting FNMA/FHLMC/FHA/VA /USDA Rural Housing investor loans.
• FHA DE certification.
• VA SAR and certification.

Responsibilities

• Provide assistance to retail and TPO originators regarding guidelines.
• Maintain a small pipeline of loans for final approval.
• Review appraisal types for final approval including issuing NOV's.

Skills

Underwriting experience

Problem-solving skills

Customer service skills

Organizational skills

Knowledge of compliance guidelines

Education

High school education

Preferred college coursework

Tools

DeskTop Underwriter System

Excel

Word

Job description

Correspondent Staff Underwriter II

Location: US-MS-Pearl | US-MS, AL, Houston, TX; Memphis, TN; Panhandle FL; Atlanta, GA

Job ID: 2026-19291

Category: Underwriting

Type: Regular Full-Time

Job Grade: 12

FLSA Status: Exempt

Working Hours: 8am - 5pm

Job Location: Company - Credit Compliance - 10153

Overview

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities

• Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOV's and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.
• Associates are expected to perform additional duties as assigned.

Qualifications

• High school education
• 5 years experience in underwriting FNMA/FHLMC/FHA/VA /USDA Rural Housing investor loans
• FHA DE certification
• VA SAR and certification
• Documented experience in mortgage loan underwriting
• General understanding and knowledge of underwriting and compliance guidelines
• Working knowledge and experience with DeskTop Underwriter System
• Exceptional organizational skills and ability to efficiently handle workflows
• Superior problem solving skills
• Excellent customer service skills
• Working knowledge of Excel, Word, and other PC applications
• Preferred:
  • College coursework preferred

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.