Corporate Banking & Lending AVP

Sumitomo Mitsui Trust Bank Limited New York Branch; New York (NY); On-site; USD 42,000 - 150,000; Full time

Job summary

Bank of China in New York seeks an Associate to support SME and corporate lending, perform post-lending management, and assist in underwriting within the non-CRE sector. The role emphasizes expanding the client base, coordinating onboarding, and ensuring regulatory compliance in a fast-paced banking environment.

The incumbent will analyze credit worthiness, prepare loan recommendations, and collaborate with risk, operations, and BSA/KYC teams to manage ongoing accounts and services.

Qualifications

• Bachelor’s Degree or above, preferred major in Finance, Economics, Accounting or relevant fields.
• Minimum 4 years of general corporate and commercial banking and lending experience.
• Moderate knowledge of financial analysis and credit underwriting (primarily in CRE lending).
• Sound knowledge of due diligence process, regulatory and compliance.

Responsibilities

• Develop the Branch’s general corporate banking and credit businesses and expand client base.
• Assist onboarding of new customers and coordinate with New Account and BSA/KYC teams.
• Underwrite loan businesses in the commercial (non-CRE) sector by analyzing credit worthiness and presenting to Bank Committee for approval.
• Coordinate post-lending tasks, monitor financial performance, collect documents, and perform reviews.
• Maintain compliance by collaborating with BSA/KYC and risk management teams and manage customer relationships.

Skills

Mandarin and English bilingual

Education

Bachelor's Degree or above in Finance / Economics / Accounting or relevant fields

Tools

Microsoft Word

Excel

Access

PowerPoint

Job description

Bank of China in New York seeks an Associate to support SME and corporate lending, perform post-lending management, and assist in underwriting within the non-CRE sector. The role emphasizes expanding the client base, coordinating onboarding, and ensuring regulatory compliance in a fast-paced banking environment.

The incumbent will analyze credit worthiness, prepare loan recommendations, and collaborate with risk, operations, and BSA/KYC teams to manage ongoing accounts and services.