Corporate Banking Associate: Client Relations & Credit

Bank of China Limited, New York Branch; New York (NY); On-site; USD 50,000 - 70,000; Full time

Job summary

Bank of China Limited, New York Branch is seeking an Associate to support the Corporate Banking Department with underwriting, asset management and post-lending tasks. The role includes analytical support, KYC/AML compliance, term sheet preparation, and loan documentation review.

You will contribute to loan closing, post-lending monitoring and collaboration across teams. A bachelor’s degree is required; banking internships are preferred, and Mandarin-English bilingualism is a plus.

Qualifications

• Bachelor’s degree in business, finance, accounting or economics; master’s degree preferred.
• Internship experience in banking or financial services preferred.
• Internship experience in Structured financing, aircraft financing preferred.
• General credit analysis, spreadsheet modeling, cash flow projections, sensitivity analysis and financial analysis knowledge required.
• Bilingual ability in Mandarin and English preferred.

Responsibilities

• Conduct industry research and analyze potential business opportunities.
• Conduct market research and identify opportunities and prepare analyses.
• Participate in onsite customer visits.
• Maintain regular client contact and seek ways to add value to relationships.
• Build and maintain relationships with existing and new partner banks.
• Collaborate across departments on special projects and present to senior management.
• Participate in special projects and other duties as assigned.
• Assist Team Lead with credit analyses and financial reports.
• Monitor market conditions and report trends to supervisor.
• Monitor loan portfolio risk ratings and flag potential issues.
• Perform financial analyses to determine risk ratings and reserves.
• Review loan documentation for compliance with policies and regulatory requirements.
• Perform due diligence and KYC/AML checks.

Skills

Credit analysis

Spreadsheet modeling

Cash flow projections

Sensitivity analysis

Financial analysis

Education

Bachelor’s degree in business/finance/accounting/economics

Master’s degree preferred

Job description

Bank of China Limited, New York Branch is seeking an Associate to support the Corporate Banking Department with underwriting, asset management and post-lending tasks. The role includes analytical support, KYC/AML compliance, term sheet preparation, and loan documentation review.

You will contribute to loan closing, post-lending monitoring and collaboration across teams. A bachelor’s degree is required; banking internships are preferred, and Mandarin-English bilingualism is a plus.