Corporate Banking & SME Growth Associate

Bank of China USA; New York (NY); On-site; USD 54,000 - 90,000; Full time

Job summary

Bank of China USA in New York seeks an experienced associate to support SME and corporate lending, underwriting, and post-lending activities. You will analyze creditworthiness, draft recommendations, and coordinate with risk and compliance teams to ensure sound financing decisions.

The role emphasizes client onboarding, due diligence, and cross‑selling corporate products. The successful candidate will have a Bachelor’s degree or higher in finance/economics, at least 4 years in corporate banking,

Qualifications

• Bachelor’s Degree or above, preferred major in Finance, Economics, Accounting or relevant fields.
• Minimum 4 years of general corporate and commercial banking and lending experience.
• Moderate knowledge of financial analysis and credit underwriting (primarily in CRE lending).
• Sound knowledge of due diligence process, regulatory and compliance.
• Demonstrate proficiency in Microsoft Word, Excel, Access, PowerPoint.
• Bilingual ability in Mandarin and English required.

Responsibilities

• Develop new SME and corporate banking opportunities and support onboarding.
• Underwrite loan proposals, draft credit reports and present to Bank Committee.
• Coordinate post‑lending tasks, monitor financial performance and client visits.
• Manage customer inquiries, promote cross‑selling of corporate products.
• Collaborate with risk, operations and compliance teams to mitigate risks.

Skills

Financial analysis

Credit underwriting

Regulatory compliance

Client relationship management

Bilingual Mandarin-English

MS Office proficiency

Education

Bachelor’s degree or above in Finance/Economics/Accounting or related fields

Tools

MS Word

MS Excel

MS Access

PowerPoint

Job description

Bank of China USA in New York seeks an experienced associate to support SME and corporate lending, underwriting, and post-lending activities. You will analyze creditworthiness, draft recommendations, and coordinate with risk and compliance teams to ensure sound financing decisions.

The role emphasizes client onboarding, due diligence, and cross‑selling corporate products. The successful candidate will have a Bachelor’s degree or higher in finance/economics, at least 4 years in corporate banking,