Corporate Banking Growth & Credit Associate

Bank of China; New York (NY); On-site; USD 42,000 - 90,000; Full time

Job summary

Bank of China in New York seeks an Associate to support SME and corporate loan business, underwriting, and post-lending tasks. You will prepare loan analyses and recommendations while aligning with risk appetite and bank policies.

The role emphasizes active client onboarding, cross-sell of corporate products, and coordination with Credit Risk, Operations, and Quality Control to ensure timely credit approvals and compliant processing. Fluency in Mandarin/English is required.

Qualifications

• Bachelor’s degree or above in Finance, Economics, Accounting or related fields.
• Minimum 4 years in general corporate banking and lending.
• Moderate knowledge of financial analysis and credit underwriting.
• Due diligence, regulatory and compliance knowledge.
• Proficiency with Microsoft Word/Excel/Access/PowerPoint.
• Bilingual Mandarin and English required.

Responsibilities

• Assist in underwriting loan businesses in the non-CRE sector and drafting credit reports.
• Support post-lending tasks including monitoring financials, site visits and documents.
• Coordinate with Credit Risk, Operations and Quality Control to manage risks.
• Develop new business opportunities and cross-sell corporate products.
• Respond to customer inquiries professionally and timely.

Skills

General corporate banking

Financial analysis

Credit underwriting

Due diligence

Bilingual Mandarin/English

Education

Bachelor's degree or above

Tools

Microsoft Word

Microsoft Excel

Microsoft Access

PowerPoint

Job description

Bank of China in New York seeks an Associate to support SME and corporate loan business, underwriting, and post-lending tasks. You will prepare loan analyses and recommendations while aligning with risk appetite and bank policies.

The role emphasizes active client onboarding, cross-sell of corporate products, and coordination with Credit Risk, Operations, and Quality Control to ensure timely credit approvals and compliant processing. Fluency in Mandarin/English is required.