Credit Risk AVP/Associate - Corporate Lending

Sumitomo Mitsui Trust Bank Limited New York Branch; New York (NY); On-site; USD 42,000 - 150,000; Full time

Job summary

Bank of China in New York seeks AVP/Associate-level Credit Portfolio and Credit Officer roles to conduct thorough credit analyses on new requests, renewals and annual reviews while maintaining strong relationships with Financial Institutions and ensuring adherence to OCC and internal policy.

Responsibilities include due diligence on CRR entities, presenting analyses to loan officers, updating CRR trackers, supporting audits, and assisting onboarding of new clients.

Qualifications

• Bachelor’s degree in business, accounting, computer science, economics, mathematics, finance or statistics required.
• Master’s degree preferred.
• Knowledge of credit risk, financial and statistical analysis, credit administration, policies and procedures, and regulatory compliance is required.
• Effective credit report writing skills required.

Responsibilities

• Conduct in-depth analysis of new credit requests, credit change requests, renewals and annual customer relationship reviews.
• Report any findings that may have an adverse effect on loan collateral or borrower’s ability to pay/repay the loan.
• Present detailed credit analysis to relevant parties (e.g. Loan Officers).
• Ensure all credit files are complete with supporting documentation.
• Perform annual file reviews.
• Update CRR and Credit usage tracker.
• Complete any credit related tasks/assessments requested by 2nd line in a timely manner.
• Participate in internal and external audit request, and take remediation actions as needed.
• Participate in special projects and other duties as assigned.

Skills

Credit risk management

Credit analysis

Financial analysis

Report writing

Communication skills

Regulatory compliance knowledge

Attention to detail

Interpersonal skills

Education

Bachelor’s degree in business, accounting, computer science, economics, mathematics, finance or statistics

Master’s degree preferred

Job description

Bank of China in New York seeks AVP/Associate-level Credit Portfolio and Credit Officer roles to conduct thorough credit analyses on new requests, renewals and annual reviews while maintaining strong relationships with Financial Institutions and ensuring adherence to OCC and internal policy.

Responsibilities include due diligence on CRR entities, presenting analyses to loan officers, updating CRR trackers, supporting audits, and assisting onboarding of new clients.