Consumer Lending Advisor & Underwriter

FOCUS Credit Union; Menomonee Falls (WI); In loco; USD 42.000 - 64.000; Tempo pieno

Descrizione del lavoro

FOCUS Credit Union is seeking a Consumer Loan Officer to evaluate and authorize consumer and real estate loans within delegated limits. Reporting to the Lending Manager, this role balances underwriting with relationship-building and sales by advising borrowers and processing applications.

You will verify documentation, maintain regulatory compliance, and develop lending opportunities through branch walk-ins, existing customer referrals, and digital and inbound leads.

Competenze

• Experience in finance, banking, or related field.
• Familiarity with financial and lending practices.
• Ability to build rapport with clients and manage customer relationships.
• Strong analytical and mathematical skills.
• Excellent written and verbal communication skills.

Mansioni

• Evaluate consumer and real estate loan applications.
• Conduct credit analysis and assess borrower risk.
• Approve loans within delegated authority.
• Advise borrowers on financial status, loan options, and payment methods.
• Guide customers through the loan application process.
• Process applications and verify supporting documentation.
• Maintain regulatory compliance throughout the lending process.
• Develop referral networks and manage relationships with prospects and borrowers.
• Handle customer complaints and take appropriate action to resolve them.

Conoscenze

Credit analysis

Lending knowledge

Regulatory compliance

Customer relations

Analytical skills

Communication skills

Descrizione del lavoro

FOCUS Credit Union is seeking a Consumer Loan Officer to evaluate and authorize consumer and real estate loans within delegated limits. Reporting to the Lending Manager, this role balances underwriting with relationship-building and sales by advising borrowers and processing applications.

You will verify documentation, maintain regulatory compliance, and develop lending opportunities through branch walk-ins, existing customer referrals, and digital and inbound leads.