Consumer Loan Officer

FOCUS Credit Union; Menomonee Falls (WI); Presencial; USD 42.000 - 64.000; Jornada completa

Descripción de la vacante

FOCUS Credit Union is seeking a Consumer Loan Officer to evaluate and authorize consumer and real estate loans within delegated limits. Reporting to the Lending Manager, this role balances underwriting with relationship-building and sales by advising borrowers and processing applications.

You will verify documentation, maintain regulatory compliance, and develop lending opportunities through branch walk-ins, existing customer referrals, and digital and inbound leads.

Formación

• Experience in finance, banking, or related field.
• Familiarity with financial and lending practices.
• Ability to build rapport with clients and manage customer relationships.
• Strong analytical and mathematical skills.
• Excellent written and verbal communication skills.

Responsabilidades

• Evaluate consumer and real estate loan applications.
• Conduct credit analysis and assess borrower risk.
• Approve loans within delegated authority.
• Advise borrowers on financial status, loan options, and payment methods.
• Guide customers through the loan application process.
• Process applications and verify supporting documentation.
• Maintain regulatory compliance throughout the lending process.
• Develop referral networks and manage relationships with prospects and borrowers.
• Handle customer complaints and take appropriate action to resolve them.

Conocimientos

Credit analysis

Lending knowledge

Regulatory compliance

Customer relations

Analytical skills

Communication skills

Descripción del empleo

Job Description

Job Description

We are seeking a Consumer Loan Officer to evaluate and authorize consumer and real estate loans within delegated limits. Reporting to the Lending Manager, this role balances sound underwriting with relationship-building and sales by advising borrowers, processing applications, verifying documentation, and developing lending opportunities through branch walk-ins, existing customer referrals, and digital and inbound leads.

Responsibilities

• Evaluate consumer and real estate loan applications.


• Conduct credit analysis and assess borrower credit risk.


• Approve loans within delegated authority limits.


• Advise borrowers on financial status, loan options, and payment methods.


• Guide customers through the loan application process.


• Process applications and verify supporting documentation.


• Maintain regulatory compliance throughout the lending process.


• Develop referral networks and manage relationships with prospects and borrowers.


• Handle customer complaints and take appropriate action to resolve them.

Required Qualifications

• Previous experience in finance, banking, or a related field.


• Familiarity with financial and lending practices.


• Ability to build rapport with clients and manage customer relationships.


• Strong analytical and mathematical skills.


• Excellent written and verbal communication skills.

Preferred Qualifications

• Two or more years of experience in consumer lending.


• Experience with credit analysis and credit risk assessment.


• Knowledge of regulatory compliance requirements.


• Strong mathematical analysis skills.
  
• Experience in customer relationship management.

Company Description

A financial institution focused on growing our communities.

Company Description

A financial institution focused on growing our communities.