Construction Loan Portfolio Analyst

MidFirst Bank; Scottsdale (AZ); On-site; USD 90,000 - 130,000; Full time

Job summary

MidFirst Bank is seeking a detail oriented professional to oversee a diverse portfolio of commercial real estate and construction loans, taking full ownership of the construction loan lifecycle from pre‑closing due diligence through project completion.

Join a proactive team where you will manage budgets, track draws, coordinate inspections, and ensure compliance with loan agreements while collaborating with loan officers, leadership, clients and contractors.

Qualifications

• 1–3 years of credit or lending experience, commercial underwriting, and/or construction administration experience.
• Minimum of 3 years of relevant U.S.-based experience.
• Experience with construction lending and familiarity with construction terminology preferred.
• Strong MS Excel knowledge and proficiency with MS Office Suite.

Responsibilities

• Manage all aspects of the construction loan process, including pre‑closing plan and cost reviews, budget preparation, and ongoing budget tracking.
• Oversee and process monthly draw requests, ensuring timely and accurate funding disbursements.
• Coordinate and review site inspections to monitor project progress.
• Approve loan advances in accordance with loan agreements and credit approvals.
• Collaborate and communicate effectively with internal and external stakeholders including loan officers, senior bank leadership, clients, developers, and contractors.
• Administer various processes related to the bank’s portfolio of permanent loans, including TILC and insurance loss claim management.

Skills

MS Excel

Attention to detail

Independent problem solving

Education

Bachelor (required)

Bachelor of Economics (preferred)

Bachelor of Finance (preferred)

Bachelor of Accounting (preferred)

Job description

MidFirst Bank is seeking a detail oriented professional to oversee a diverse portfolio of commercial real estate and construction loans, taking full ownership of the construction loan lifecycle from pre‑closing due diligence through project completion.

Join a proactive team where you will manage budgets, track draws, coordinate inspections, and ensure compliance with loan agreements while collaborating with loan officers, leadership, clients and contractors.