Construction Loan Analyst - Kansas City (Hybrid)

First National Bank of Omaha; Kansas City (MO); Hybrid; USD 51,000 - 84,000; Full time

Benefits offered by this job

Medical, Dental, Vision Insurance

401k with Matching Contributions

Time Off Programs

Health Savings Account (HSA)

Employee Banking

Growth Opportunities

Tuition Assistance

Disability Insurance

Job summary

First National Bank of Omaha is seeking a Construction Analyst to conduct rigorous reviews of commercial construction projects, validate draw requests against progress, and deliver objective assessments of collateral condition to the credit team at key stages of the construction lifecycle.

You will monitor loan schedules, analyze risk, coordinate on-site inspections, track budgets, ensure compliance, maintain draw packages, and prepare portfolio reports for leadership.

Qualifications

• 2+ years of experience in commercial banking, loan servicing or real estate administration.
• Superior verbal and written communications skills.
• Exhibit and maintain high degree of professionalism.
• Maintain high degree of confidentiality and integrity.
• Ability to communicate effectively and professionally.
• Excellent follow through and time management skills.
• Strong attention to details.
• Excellent organizational skills.
• Must exhibit good business acumen.
• Ability to multi-task and problems solve.
• Proficient with PC, web, and Microsoft Office applications.

Responsibilities

• Portfolio Oversight: Maintain a structured monitoring calendar for construction loans, including advance schedules, milestone dates, loan maturity dates, and reporting deadlines.
• Analyze Risk Exposure: Review contracts, permits, change orders, zoning, insurance and title requirements to mitigate delays and litigation.
• Progress Verification: Coordinate on-site inspections to confirm completion percentage and participate in site visits.
• Budget Tracking: Monitor cost variances; flag overruns and reserve depletion for review.
• Compliance Management: Validate documents, permits, lien waivers, and budget reconciliations prior to disbursement.
• Draw File Maintenance: Generate audit-ready draw packages with approvals and inspection reports.
• Portfolio Reporting: Prepare periodic portfolio monitoring reports for leadership.

Skills

Commercial banking

Loan servicing

Real estate administration

Verbal and written communication

Professionalism

Confidentiality

Time management

Attention to detail

Organization

Problem solving

Tools

Microsoft Office

Loan accounting software

Banking systems

Job description

First National Bank of Omaha is seeking a Construction Analyst to conduct rigorous reviews of commercial construction projects, validate draw requests against progress, and deliver objective assessments of collateral condition to the credit team at key stages of the construction lifecycle.

You will monitor loan schedules, analyze risk, coordinate on-site inspections, track budgets, ensure compliance, maintain draw packages, and prepare portfolio reports for leadership.