Commercial Portfolio Analyst

MidFirst Bank; Scottsdale (AZ); On-site; USD 90,000 - 130,000; Full time

Job summary

MidFirst Bank is seeking a detail oriented professional to oversee a diverse portfolio of commercial real estate and construction loans, taking full ownership of the construction loan lifecycle from pre‑closing due diligence through project completion.

Join a proactive team where you will manage budgets, track draws, coordinate inspections, and ensure compliance with loan agreements while collaborating with loan officers, leadership, clients and contractors.

Qualifications

• 1–3 years of credit or lending experience, commercial underwriting, and/or construction administration experience.
• Minimum of 3 years of relevant U.S.-based experience.
• Experience with construction lending and familiarity with construction terminology preferred.
• Strong MS Excel knowledge and proficiency with MS Office Suite.

Responsibilities

• Manage all aspects of the construction loan process, including pre‑closing plan and cost reviews, budget preparation, and ongoing budget tracking.
• Oversee and process monthly draw requests, ensuring timely and accurate funding disbursements.
• Coordinate and review site inspections to monitor project progress.
• Approve loan advances in accordance with loan agreements and credit approvals.
• Collaborate and communicate effectively with internal and external stakeholders including loan officers, senior bank leadership, clients, developers, and contractors.
• Administer various processes related to the bank’s portfolio of permanent loans, including TILC and insurance loss claim management.

Skills

MS Excel

Attention to detail

Independent problem solving

Education

Bachelor (required)

Bachelor of Economics (preferred)

Bachelor of Finance (preferred)

Bachelor of Accounting (preferred)

Job description

Overview

We are seeking a detail oriented and proactive professional to oversee a diverse portfolio of commercial real estate and construction loans. This role offers the opportunity to take full ownership of the construction loan lifecycle, from pre‑closing due diligence through project completion.

Responsibilities

• Manage all aspects of the construction loan process, including pre‑closing plan and cost reviews, budget preparation, and ongoing budget tracking.
• Oversee and process monthly draw requests, ensuring timely and accurate funding disbursements.
• Coordinate and review site inspections to monitor project progress.
• Approve loan advances in accordance with loan agreements and credit approvals.
• Collaborate and communicate effectively with internal and external stakeholders including loan officers, senior bank leadership, clients, developers, and contractors.
• Administer various processes related to the bank’s portfolio of permanent loans, including TILC and insurance loss claim management.

Education

• Bachelor of Economics (preferred)
• Bachelor of Finance (preferred)
• Bachelor of Accounting (preferred)
• Bachelor (required)

Experience

• 1‑3 years of credit or lending experience, commercial underwriting, and/or construction administration experience.
• Position requires a minimum of 3 years of relevant U.S.‑based experience.
• Experience with construction lending and familiarity with construction terminology is preferred.
• Strong working knowledge in MS Suite products, with emphasis on Excel.
• Candidate must be detail oriented, excel in a deadline‑driven environment, and be an independent problem solver.

Location

Oklahoma City, Phoenix (Arizona) or Dallas (Texas). Candidates must reside in the specified locations to be considered.

Notes

Incomplete applications will not be considered.

Equal Opportunity Employment

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review Know Your Rights notice from the Department of Labor.