Compliance Testing Manager — Data-Driven Risk & Controls

Happen Bank; Lehi (UT); Hybrid; USD 90,000 - 128,000; Full time

Benefits offered by this job

Medical, dental, and vision plans

401(k) match

Flexible time off

Parental leave (up to 16 weeks)

Job summary

Happen Bank seeks a Compliance Testing Manager to lead reviews assessing consumer financial laws and internal controls across ECO. You will advance data-driven testing, identify control gaps, and partner with stakeholders to strengthen risk management.

The role requires 4+ years in banking/compliance testing, a bachelor’s degree, strong communication, and SQL/data visualization skills. We offer hybrid offices in San Francisco, Lehi, and New York with competitive pay and benefits.

Qualifications

• 4+ years of experience in banking or financial services, including direct experience in compliance testing, internal audit, or a related compliance function
• Bachelor's degree or higher, or equivalent combination of education and experience
• Practical knowledge of consumer protection laws and regulations, associated compliance risks, and the controls used to mitigate those risks
• Experience performing compliance testing across applicable banking or financial services regulations such as ECOA, UDAAP, TILA, TISA, FCRA, EFTA, EFAA, and SCRA
• Strong written and verbal communication skills with the ability to clearly communicate testing results, risks, and recommendations and influence stakeholders
• Strong analytical, problem-solving, and critical-thinking skills with the ability to independently assess risks and reach well-supported conclusions
• Experience using SQL to query and analyze data; familiarity with Tableau or other data visualization tools is a plus
• You take ownership of assigned reviews, manage competing priorities effectively, and adapt to changing regulatory and business needs
• You actively look for ways AI can improve compliance research, testing, analysis, and documentation while applying sound judgment around regulatory accuracy, confidentiality, data sensitivity, and when independent human validation is required

Responsibilities

• Independently design, lead, and execute compliance testing reviews to assess control design and operating effectiveness across consumer compliance risks
• Identify control gaps and opportunities to strengthen the control environment, recommending practical enhancements that help the business manage compliance risk in alignment with regulatory expectations
• Support the development and use of data analytics and monitoring capabilities to test system- and data-driven processes more effectively
• Prepare clear, well-supported testing reports and workpapers that communicate findings, issues, recommendations, and testing results to business partners and senior leadership
• Document, track, and monitor compliance issues through timely resolution, partnering with stakeholders to ensure appropriate remediation
• Build strong partnerships with the business and Compliance Advisory, sharing key risks, trends, and testing outcomes to support informed decision-making
• Support the assessment and documentation of business processes, risks, and controls, coordinating testing activities and reviewing work performed by other testers as needed
• Contribute to ECO initiatives, internal and external audits, regulatory examinations, and strategic projects as needed

Skills

Compliance testing

Data analytics

SQL

Communication

Analytical thinking

Time management

AI in compliance

Education

Bachelor's degree or higher

Tools

Tableau

Job description

Happen Bank seeks a Compliance Testing Manager to lead reviews assessing consumer financial laws and internal controls across ECO. You will advance data-driven testing, identify control gaps, and partner with stakeholders to strengthen risk management.

The role requires 4+ years in banking/compliance testing, a bachelor’s degree, strong communication, and SQL/data visualization skills. We offer hybrid offices in San Francisco, Lehi, and New York with competitive pay and benefits.