Community-Focused Ag & Commercial Lending Officer

First Savings Bank; Waubay Township (SD, MA); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Health Insurance

Vision Insurance

Paid Vacation, Sick, and Holiday time

Job summary

First Savings Bank in Waubay, SD is seeking an Ag Loan Officer to provide commercial lending solutions to local businesses. You will build relationships with clients during the loan process and evaluate credit while understanding collateral needs.

Join a family-owned community bank committed to strong service, local decision-making and community involvement, with competitive benefits and opportunities to grow in agricultural and real estate lending.

Qualifications

• Bachelor's degree in accounting, finance or related field preferred.
• 2+ years of commercial or ag lending experience preferred.
• Strong communication and negotiating skills.
• Desire to serve the community with lending solutions.

Responsibilities

• Serve as the primary contact for Ag/Commercial loans and build client relationships.
• Evaluate credit to determine lending decisions per risk tolerance.
• Assess collateral value or status during loan processing.
• Develop knowledge of bank products and cross-sell recommendations.
• Develop and execute sales strategies to grow commercial lending revenue.
• Build relationships with community stakeholders and service existing customers.
• Manage client credit portfolios and ensure satisfactory service.
• Understand internal policies and banking regulations.
• Perform other duties as assigned.

Skills

Communication skills

Negotiation skills

Education

Bachelor's degree in accounting or finance or related field

Job description

First Savings Bank in Waubay, SD is seeking an Ag Loan Officer to provide commercial lending solutions to local businesses. You will build relationships with clients during the loan process and evaluate credit while understanding collateral needs.

Join a family-owned community bank committed to strong service, local decision-making and community involvement, with competitive benefits and opportunities to grow in agricultural and real estate lending.