Ag Lender

Adams, Inc.; Watertown (SD); On-site; USD 65,000 - 80,000; Full time

Job summary

Adams, Inc. in Watertown, SD is seeking an experienced Ag Lender to join a well-established community bank. This role focuses on independent portfolio management and strong borrower relationships in the local ag market.

Ideal candidates have 3+ years of lending experience, solid credit fundamentals, and the ability to work autonomously. If you want meaningful impact and a slower-paced environment with outdoor access, this could be the right move.

Qualifications

• 3+ years lending experience
• Solid credit fundamentals
• Experience managing a portfolio
• Ability to work autonomously

Responsibilities

• Manage a portfolio of agricultural loans
• Build and maintain borrower relationships in the local market
• Assess credit risk and approve/advise on credit decisions within authority
• Collaborate with bank team to grow and support farming clients

Skills

Credit fundamentals

Relationship management

Portfolio management

Autonomy

Job description

AGSD70517 - Ag Lender - near Watertown, SD
If you're an Ag Lender who actually enjoys knowing your borrowers (and not just their financials), this one might hit the sweet spot. I'm working with a well-established community bank seeking an Ag Loan Officer in a tight-knit South Dakota market where your impact is visible, and your growth isn't capped. They're looking for someone with solid credit fundamentals (3+ years) and some lending experience, not a trainee, but someone ready to step in, manage a portfolio, and build relationships with autonomy. The lifestyle is quieter, but you're within driving distance of larger hubs near the I-29 corridor-and if you enjoy the outdoors, this area is hard to beat. If you've been feeling like just another number at a bigger shop, this could be a refreshing change.