Senior Credit Officer — Ag & Commercial Lending

BankWest - South Dakota; Pierre (SD); On-site; USD 90,000 - 150,000; Full time

Job summary

BankWest - South Dakota is seeking a Credit Officer to evaluate creditworthiness and make lending decisions within approved limits. You will support loan approval, monitoring, and policy adherence while providing guidance to staff and contributing to reporting and documentation enhancements.

The role includes collaboration on loan structures, annual stress tests, and market data analysis to assess risks across Ag/Commercial lending.

Qualifications

• Bachelor's degree in a related field or applicable experience may be considered in lieu of degree.
• 10 years' experience in Ag/Commercial Lending.
• Experience in financial analysis, risk assessment and underwriting.
• Ability to work under pressure, meet deadlines, and manage multiple responsibilities.
• Strong credit/financial analytical skills and knowledge of commercial/ag lending concepts.
• Knowledge of banking terminology and BankWest products and services.

Responsibilities

• Review and approve Ag/Commercial Credit Requests and related loans.
• Collaborate with lending staff on loan structure and borrower financial status.
• Monitor adherence to Loan Policy and regulatory requirements.
• Provide documentation guidance (collateral, loan agreements, signatures).
• Ensure credit quality with clear risk presentation and required information.
• Assist in improving lending forms and documentation; document policy procedures.

Skills

Credit analysis

Financial analysis

Underwriting

Risk assessment

Regulatory knowledge

Communication

Education

Bachelor's degree

Job description

BankWest - South Dakota is seeking a Credit Officer to evaluate creditworthiness and make lending decisions within approved limits. You will support loan approval, monitoring, and policy adherence while providing guidance to staff and contributing to reporting and documentation enhancements.

The role includes collaboration on loan structures, annual stress tests, and market data analysis to assess risks across Ag/Commercial lending.