Commercial Lending Growth Officer

BankWest - South Dakota; Spearfish (SD); On-site; USD 85,000 - 120,000; Full time

Job summary

BankWest - South Dakota in Spearfish, SD seeks a Lending Associate to manage a commercial, agricultural, and construction loan portfolio. You will analyze credit, monitor borrower performance, and coordinate with the Credit Analyst Team to ensure compliant documentation.

The role emphasizes relationship building, proactive lending referrals, and adherence to loan policy. Requires a Bachelor’s degree and at least 2 years of related experience, with agriculture/small business exposure a plus.

Qualifications

• Bachelor's Degree required.
• 2 years of related field experience required.
• Bank trainee or intern experience considered.

Responsibilities

• Manage a funded loan portfolio of $5,000,000 to $20,000,000 in Commercial, Agriculture, or Construction lending.
• Handle all aspects of credit for existing customers and monitor financial strength and performance.
• Gather, prepare, and analyze financial and credit documentation per policy; ensure timely receipt of statements and tax returns.
• Develop and document loan and collateral structures; close and document funding instructions for new/renewed loans.
• Review overdraft payments and oversee loan payments and collections for existing customers.
• Use CRM tools to retain customers and proactively refer other Bank products and services.
• Coordinate with Credit Analyst Team, Business Banking Assistant, and Credit Lending Officer for loan packages.
• Incorporate current economic data (farming, ranching, commodity prices) into underwriting.

Skills

Credit analysis

Interpersonal skills

Organization

Regulatory knowledge

Education

Bachelor's Degree

Job description

BankWest - South Dakota in Spearfish, SD seeks a Lending Associate to manage a commercial, agricultural, and construction loan portfolio. You will analyze credit, monitor borrower performance, and coordinate with the Credit Analyst Team to ensure compliant documentation.

The role emphasizes relationship building, proactive lending referrals, and adherence to loan policy. Requires a Bachelor’s degree and at least 2 years of related experience, with agriculture/small business exposure a plus.