Community Commercial Loan Officer | Local Impact & Growth

First Savings Bank; Truth or Consequences (NM); On-site; USD 85,000 - 120,000; Full time

Benefits offered by this job

Health Insurance

Vision Insurance

Paid Vacation, Sick, and Holiday time

And more!

Job summary

First Savings Bank in Truth or Consequences, NM seeks a Commercial Loan Officer to grow loan and deposit relationships with local businesses, agriculture clients, and commercial real estate developers. You will evaluate credit, structure loans, and present to the loan committee.

The role emphasizes community involvement, knowledge of banking products, and growth of lending revenue while ensuring policy compliance. A bachelor’s degree and 2+ years lending experience preferred.

Qualifications

• Bachelor's degree in accounting, finance or related field is required.
• 2+ years of commercial or agricultural lending experience preferred.

Responsibilities

• Develop loan and deposit relationships with current and prospective bank customers.
• Evaluate client/applicant credit and financial status to determine lending decisions.
• Structure loans within policy guidelines for presentation and approval by loan committee.
• Determine collateral value/status during the loan application process.
• Maintain knowledge of bank products and identify opportunities to cross-sell.
• Execute sales strategies to grow commercial lending revenue and deposits.
• Manage existing loan portfolio and review financials to ensure covenants compliance.
• Build relationships with community members to grow lending revenue and deposits.
• Represent the bank at local community events and maintain policy/regulatory knowledge.

Skills

Credit analysis

Relationship building

Education

Bachelor’s degree in accounting, finance or related field

Job description

First Savings Bank in Truth or Consequences, NM seeks a Commercial Loan Officer to grow loan and deposit relationships with local businesses, agriculture clients, and commercial real estate developers. You will evaluate credit, structure loans, and present to the loan committee.

The role emphasizes community involvement, knowledge of banking products, and growth of lending revenue while ensuring policy compliance. A bachelor’s degree and 2+ years lending experience preferred.